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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146224 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146224)

Always my go to credit option when purchasing on line

Always my go to credit option when purchasing on line Reviewed on: 9th June 2026

Everything has been so easy I had an experience befo...

Everything has been so easy I had an experience before and PayPal was efficiency and liability that make trust that demonstratedI have engaged an excellent company Reviewed on: 9th June 2026

Easy to use and lots of options for payment

Easy to use and lots of options for payment Reviewed on: 9th June 2026

Pay in 3 is excellent helped me a lot in...

Pay in 3 is excellent helped me a lot in my bad times Reviewed on: 9th June 2026

1 problem with PayPal since I joined 15 years ago

I have only ever had 1 problem with PayPal since I joined over 15 years ago I ordered a item that never got delivered and PayPal didn't believe what I told them and I lost £37 other than that everything has been great Reviewed on: 9th June 2026

Excellent

Came in handy when i needed a new sink. Reviewed on: 9th June 2026

Very friendly user interface.

Very friendly user interface. Good customer service Reviewed on: 9th June 2026

Paypal Credit literally has saved my life.

Paypal Credit literally has saved my life. Being a father of 3 and the only person in my house who works ive felt the squeeze of this economy. I live in london its not easy. Ive been in situations where ive needed to buy items in an emergency and qhats necessary for family, thinking how am I meant to do it. Ive been out of all options. Then I turn to PayPal credit they offer me flexibility fair and easy to use finance. Helped me out of countless situations. They are the best thing in finance and most of the time there is no interest which is totally fair. It feels like thier giving back to the consumers by not even making money. I cant thank them enough. I highly recommend everyone us PayPal credit. Very easy to use and the app makes things so clear. Thank you PayPal credit you have allowed me to be the provider ive always wished to be. Reviewed on: 9th June 2026

I trust Pay Pal

Using PayPal is easy, I trust PayPal and I don’t have to put my details in other website I use PayPal every time it available on websites Reviewed on: 9th June 2026

Easy to use and clear communications

Easy to use and clear communications Reviewed on: 9th June 2026

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