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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146219 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146219)

Simple easy to use.

Simple easy to use. Helps budget when buying things x Reviewed on: 9th June 2026

PayPal offer a great range of financial plans

PayPal offer a good range of financial plans and make it easy to track and deal with them, really wish more sites would have PayPal as a payment option at the end of checking out, but even if they don't, PayPal now offer the credit card/debit card function meaning you can still checkout with them, and they 0% for 4 months if you spend over £99 is a great feature! it really helps to split the cost sometimes! Reviewed on: 9th June 2026

It's nice and easy process.

It's nice and easy process. It's handy to get items delivered when you need them and being able to pay back at a later date. Reviewed on: 9th June 2026

Paypal are a very good service in general, but their...

Paypal are a very good service in general, but their customer service is exemplary. I had an issue with a supplier that sent me inadequate goods and then tried to get out of refunding me the money I had spent. Luckily, I used Paypal to purchase the item and Paypal help secure my full refund in quick time. Reviewed on: 9th June 2026

Easy to access an use, I use, 4 months credit free

Easy to access an use, I use it for the 4 months free credit and to help my credit score Reviewed on: 9th June 2026

Easy to Use & reliable.

Easy to Use & reliable. Feels secure for online payments Reviewed on: 9th June 2026

Paypal keeps my payments safe and ensures any transa...

Paypal keeps my payments safe and ensures any transactions are legitimate and supports me if they are fraudulent Reviewed on: 9th June 2026

PayPal is an excellent way to pay very safe and a ve...

PayPal is an excellent way to pay very safe and a very trustworthy company Reviewed on: 9th June 2026

Great Service

Always happy to help and listen, So easy to use. Reviewed on: 9th June 2026

We have been making purchases through you for more t...

We have been making purchases through you for more than a year. Reviewed on: 9th June 2026

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