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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146213 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146213)

So easy to use, and the no interest periods are great.

So easy to use, and the no interest periods are great. It just makes things a little bit easier when the cost of living is getting higher and managing money is becoming more difficult. Reviewed on: 9th June 2026

Using for many years and never experience any issues.

Using for many years and never experience any issues. Reviewed on: 9th June 2026

PayPal is the safest way to shop ,

PayPal is the safest way to shop , they always have your back ,the app is great & great to navigate around keeping shopping enjoyable . Reviewed on: 9th June 2026

It’s so easy to use and understand

It’s so easy to use and understand Reviewed on: 9th June 2026

Been wwith PayPal over 20 years.

Been wwith PayPal over 20 years. Never a problem and all works well. Even in case resolution Reviewed on: 9th June 2026

Best app eben though there are other options.

Very easy app to use, quick and user friendly. Lots of uses and therefore provides great solutions l. Reviewed on: 9th June 2026

Transactions are always fast and with no issues, UI...

Transactions are always fast and with no issues, UI is intuitive and simple, and the app overall promotes confidence Reviewed on: 9th June 2026

Easy to use and low cost

Simple to select at website checkouts. Allows you to spread the cost at zero interest. Reviewed on: 9th June 2026

The ease of PayPal

I use PayPal where ever I can. It’s quick it’s easy and hassle free. Reviewed on: 9th June 2026

Paypal purchases and credit...

Ive used paypal credit to spread the cost of holidays, flights, Christmas gifts and more its easy to use good to spread the the cost but also another layer of security when purchasing online. I would recomend the use of Paypal. Reviewed on: 9th June 2026

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