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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146198 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146198)

My experience of using PayPal for the last ten years...

My experience of using PayPal for the last ten years has been great, never had any issues whatsoever and support has always been spot on. Reviewed on: 9th June 2026

Easy peasy

Super straight forward and reliable experience, definitely helped me out when I've been in a pickle. I know plenty of people that use PayPal credit so I would recommend it to anyone really. Plus it gives you an option to choose your credit limit Reviewed on: 9th June 2026

Great Customer Service.

Great Customer Service. Would recommend paypal to anybody Reviewed on: 9th June 2026

Excellent

Great service, lots of payment options, safe. Reviewed on: 9th June 2026

Reliable credit service

Very reliable and quick service. Reviewed on: 9th June 2026

Seamless service

Every process with PayPal is seamless for purchases whether in full or spreading the cost- which is excellent. Withdrawals, refunds and payments are all processed quickly. A very efficient service. Reviewed on: 9th June 2026

Only PayPal credit

I’ve been using PayPal for a long time, and it has always been a reliable and secure payment platform. Sending and receiving money is quick and easy, and the buyer protection feature gives me extra confidence when shopping online. The app is user-friendly, and transactions are usually processed smoothly. Overall, PayPal is a convenient and trustworthy service that I would recommend to others. Reviewed on: 9th June 2026

WHAT MORE COULD YOU NEED? Love you PayPal

Always a great service to use, so easy to navigate and the customer service is always super helpful. I will forever be a PayPal credit user and will continue to get my friends on the bandwagon Reviewed on: 9th June 2026

Love PayPal credit so flexible

I always use PayPal credit for buying mostly things for car and clothing also my car insurance it’s so flexible having the 4 monthly payments and it’s so easy to use Reviewed on: 9th June 2026

It just works, thats all that counts.

It just works, thats all that needs to be said because that's what counts. Reviewed on: 9th June 2026

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