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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146230)

Pay in 3 and PayPal Credit offer the consumer an exc...

Pay in 3 and PayPal Credit offer the consumer an excellent opportunity to purchase goods and spread the costs without enormous interest being added on making it harder to pay off. Thanks PayPal Reviewed on: 9th June 2026

Great experience

Easy to use and so many options to use. Reviewed on: 9th June 2026

Great options for finance.

Great options for finance. Can use virtual card with any transaction, even if PayPal isn’t linked an option to pay! Reviewed on: 9th June 2026

I love the easy way to use it, and the fact that Pay...

I love the easy way to use it, and the fact that PayPal are everywhere make our lives easy :) Reviewed on: 9th June 2026

Safety when purchasing

I've had a number of issues with purchases and suppliers PayPal as resolved these very quickly and I feel safe when I see companies have the PayPal option too pay for my goods Reviewed on: 9th June 2026

The simple pay in 3 is great.

The simple pay in 3 is great. And the 4 months interest free can be helpful Reviewed on: 9th June 2026

Good and convenient

Good and convenient ,0 interest for 4 months is the best way to purchase and pay slowly Reviewed on: 9th June 2026

Simple and easy to use.

Simple and easy to use. So easy Ive rarely had to call for assistance. Reviewed on: 9th June 2026

Terrible

For months now I have had problems with my account and every time I contact customer service I’m sorry to say but they put the thickest people on every time. Zero compassion and zero training and if you don’t connect with a person you will connect with the worlds worst Ai bot that is as much help as a chocolate fire guard. Completely unhelpful questions and suggestions that just lead you around in a circle over and over. Reviewed on: 9th June 2026

very easy to use never had any problems

very easy to use never had any problems Reviewed on: 9th June 2026

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