Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146233)

Problems solved.

5
Problems solved. explaining situation easily no hassle Reviewed on: 9th June 2026

Excellent customer service, i was very happy about t...

5
Excellent customer service, i was very happy about the way everything want on. Reviewed on: 9th June 2026

Easy relaible professional Financial institute.

5
I am with paypal from dacades . it is always a most trusted profession credit company for me. Reviewed on: 9th June 2026

I have had no issues around using paypal

4
I have had no issues around using paypal Reviewed on: 9th June 2026

They have been helpful with payments, excellent comm...

5
They have been helpful with payments, excellent communication and easy to use. Reviewed on: 9th June 2026

Paypal Credit - Great service

5
Easy to apply for Paypal Credit and can be used in many online retailers. 4 months interest free is very useful. Reviewed on: 9th June 2026

Safe, reliable & flexible.

5
Paypals always offered a safe means to transfer and receive money, and also flexibility when larger purchases have been made. Always happy with the service and don’t feel overwhelmed by constant messages like others send. Reviewed on: 9th June 2026

PayPal is your pal

5
Very easy to use even get options to buy and pay in 3 if finances are a bit tight so excellent set up a direct debit or just pay with your card when your bill is ready Reviewed on: 9th June 2026

Paypal is great

5
Eaay to use lots of online places use it. Reviewed on: 9th June 2026

Very easy to use and handy , its a great back up to...

5
Very easy to use and handy , its a great back up to have when looking at something nice and a safe way to pay Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 77667 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products