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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145717)

I feel safe using PayPal and find having time to pay...

I feel safe using PayPal and find having time to pay suits me fine Reviewed on: 9th June 2026

Have used PayPal for years, would recommend, safe an...

Have used PayPal for years, would recommend, safe and secure to use Reviewed on: 9th June 2026

I've never had an issue with pay pal they sort every...

I've never had an issue with pay pal they sort everything out straight away Reviewed on: 9th June 2026

Excellent tool in my financial arsenal.

Have had PayPal Credit for a while now, recently applied for the associated card and it's been really useful to keep track of specific spend categories when used judiciously. For example was a fantastic way of tracking holiday related costs on a recent trip to Vegas. Great UI, easy repayment management etc. makes this a no brainer way of managing money. Reviewed on: 9th June 2026

Fast credit approval.

Fast credit approval. Good customer service Reviewed on: 9th June 2026

Very easy to use and very helpful when purchasing an...

Very easy to use and very helpful when purchasing an item Reviewed on: 9th June 2026

Easy to Use

It’s easy and straightforward to use with the added security of PayPal Reviewed on: 9th June 2026

great way of making purchases

paypal offers good protection when making purchases, is easy to use Reviewed on: 9th June 2026

Excellent experience, easy to use and understand.

Excellent experience, easy to use and understand. Reviewed on: 9th June 2026

PayPal has been a life saver personally for me and m...

PayPal has been a life saver personally for me and my business. Especially with their 4 months 0% fee option. Reviewed on: 9th June 2026

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