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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145718 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145718)

Always been appropriate for my needs

Always been appropriate for my needs Reviewed on: 9th June 2026

I am new to this but it seems good

I am new to this but it seems good Reviewed on: 9th June 2026

User friendly service

Easy secure way to purchase goods and spread payment. Quick and easy to negotiate site and locate information. Excellent advice and backup if issues occur with purchases Reviewed on: 9th June 2026

Does the Job

I use PayPal Credit a lot, and I have the physical card. It’s useful as you’d expect, but nothing amazing or impressive. The delay on telling you how much you’ve spent is really annoying, though, as it doesn’t even tell you what has and hasn’t been processed and added to your credit balance clearly. Reviewed on: 9th June 2026

Excellent company.

Excellent company. Transparent, efficient, fair. Reviewed on: 9th June 2026

Good experience easy to apply.

Good experience easy to apply. I am happy to keep PayPal Reviewed on: 9th June 2026

I have used PayPal for many years.

I have used PayPal for many years. Have never had any cause for complaint. Their credit service is fabulous as it allows me to spread costs of large items and as long as I pay it back within the allotted time period no interest. Reviewed on: 9th June 2026

Great service value excellent customer response quic...

Great service value excellent customer response quick to reply to queries and questions Reviewed on: 9th June 2026

PayPal are excellent I have never had any problems w...

PayPal are excellent I have never had any problems with them Reviewed on: 9th June 2026

The platform offers an intuitive user experience.

The platform offers an intuitive user experience. PayPal facilitates effortless monitoring of expenditures, which is crucial for effective financial management. I like paypal. Reviewed on: 9th June 2026

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