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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145719)

Thanks Paypal

5
I never thought that I will be using paypal again after being hacked many years ago. It has been secure so far and the customer service is excellent. This app allows me to purchase items with flexibility. Reviewed on: 9th June 2026

Easy to set up, can arrange direct repayments and pa...

5
Easy to set up, can arrange direct repayments and pay off extra at any time. Reviewed on: 9th June 2026

Very easy to use and great customer service

5
Very easy to use and great customer service Reviewed on: 9th June 2026

Had no problems with paypal and great support

5
Had no problems with paypal and great support Reviewed on: 9th June 2026

I Have used PayPal for many years now

5
I Have used PayPal for many years now and I have never had a problem that could not be resolved, PayPal is my go-to payment for all my purchases and money transfers to family and friends, PayPal credit is also a great payment option easy to use and re-payments are quick and easy. Reviewed on: 9th June 2026

A Happy Client

4
I have been using PayPal for over 10years and have always found them reliable & compatible when purchasing internationally..I'vI'had you raise a few cases over the years and always god good results... their credit system i find very helpful at times over all a great service that works for me... Reviewed on: 9th June 2026

Great service - easy to use app.

5
Great service - easy to use app. Good level of notifications. Reasonable credit offers. Great for the 0% for 4 months Reviewed on: 9th June 2026

Easy to use and convenient.

5
Easy to use and convenient. I use it whilst my savings continue to earn interest. Reviewed on: 9th June 2026

Always fast and easy processes, never any glitches o...

5
Always fast and easy processes, never any glitches on the App or when online. Reviewed on: 9th June 2026

Great Service

4
Works well for big purchases online and allows you the right time and choices to be on top of your finance. Reviewed on: 9th June 2026

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