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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145815)

Paypal security

5
Always pay online through PayPal as if things go wrong such as goods not received and no joy trying to sort with seller PayPal will look into it for you to resolve the issue. Reviewed on: 9th June 2026

Pay pal is super helpful and always there for there...

5
Pay pal is super helpful and always there for there customers ! I only use pay pal for all my larger purchases Reviewed on: 9th June 2026

Always available and accepted for credit.

5
Always available and accepted for credit. Clear understanding of monthly payments required. Easy to use. Reviewed on: 9th June 2026

It's so easy to use plus getting 3 or 4 months inter...

5
It's so easy to use plus getting 3 or 4 months interest free on a most purchases is a no brainer. Reviewed on: 9th June 2026

Does exactly what it say's on the tin!

5
Does exactly what it say's on the tin! You know what you owe and when its due! Reviewed on: 9th June 2026

Paypal is easy to use and a good way to manage your...

5
Paypal is easy to use and a good way to manage your funds Reviewed on: 9th June 2026

Easy app to use.

5
Easy app to use. Easy to navigate round Reviewed on: 9th June 2026

Customer service was really helpful when I had probl...

5
Customer service was really helpful when I had problems wuth a supplier also when my credit card didn't arrive. Reviewed on: 9th June 2026

Very positive experience overall.

5
Very positive experience overall. Reviewed on: 9th June 2026

I like the fact now you can save money on goods from...

5
I like the fact now you can save money on goods from other companies. Regular statements so you can keep a eye on your spending and I absolutely love pay in three Reviewed on: 9th June 2026

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