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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145956 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145958)

Flawless and easy payment system.

Flawless and easy payment system. Love the 0% interest if paid off within 4 months. Reviewed on: 9th June 2026

Excellent user friendly app.

Excellent user friendly app.....staff are helpful and knowledgeable. Reviewed on: 9th June 2026

PayPal are a reliable option.

PayPal are a reliable option. I would love for them to breakdown credit and repayments. Reviewed on: 9th June 2026

Great service

I have been using paypal credit to aid in home improvements the 4month 0% has saved me alot and allowed me to finish the job. Reviewed on: 9th June 2026

Always reliable!

Always reliable!! Never lets me down. Available on web and app and easy to use Reviewed on: 9th June 2026

I like the fact you get time to pay

I like the fact you get time to pay and the customer service. Reviewed on: 9th June 2026

Happy with ease of use and safety of data

Happy with ease of use and safety of data Reviewed on: 9th June 2026

Steve’s review

Pay pal has been great to use it’s easy and flexible but most of all you know it’s secure and a way of paying you can trust Reviewed on: 9th June 2026

Great service and friendly syaff

Great service and friendly syaff Reviewed on: 9th June 2026

Great range of services.

Great range of services. Regular bank linked service, credit & pay in 3. Good value considering how useful it is. Customer service can be patchy & needs to be based in the UK. I’ve had difficulty communicating with contact centres abroad. While the service is available on a lot of websites, there are several where it would really help such as utilities, govt sites, eBay & Amazon. I recommend it regularly. Reviewed on: 9th June 2026

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