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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146025)

Paypal the people's best pal.

5
Paypal are probably in my experience the best financial company out there.The level of help ive gotten over the yrs with everything from loans to help with difficult companies & fraudsters is the best there is their customer service is absolutely fantastic to be honest I dint know what I'd do without paypal for every day purchasing. Reviewed on: 9th June 2026

Always on hand for purchases in various ways of paym...

5
Always on hand for purchases in various ways of payments Reviewed on: 9th June 2026

Ease of use.

5
Ease of use. Great accessibility. Happy with the extensive places to be able to spend online Reviewed on: 9th June 2026

Always there when you need it definitely recommend

5
Always there when you need it definitely recommend Reviewed on: 9th June 2026

It’s very easy and simple to use.

5
It’s very easy and simple to use. It’s good for online purchases however it would be good to use it to transfer to other peoples banks outside of PayPal Reviewed on: 9th June 2026

Easy to use , good credit offers.

5
Easy to use , good credit offers. Very good customer service. No issues so far Reviewed on: 9th June 2026

Great lender, very responsible and customer service...

5
Great lender, very responsible and customer service team are fast and fab Reviewed on: 9th June 2026

The most amazing online payment system to allow pe...

5
The most amazing online payment system to allow people and businesses send, receive, and manage money over the internet. Reviewed on: 9th June 2026

Feeling extremely secure when I purchase anything on...

5
Feeling extremely secure when I purchase anything online knowing my bank details are not exposed to criminals. I rarely leave my card details to suppliers. Reviewed on: 9th June 2026

Also been easy safe and complete service

5
Also been easy safe and complete service Reviewed on: 9th June 2026

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