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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146074 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146074)

PayPal is great for paying off in instalments.

PayPal is great for paying off in instalments. Very helpful customer service Reviewed on: 9th June 2026

PayPal credit is extremely easy to use, simple to ap...

PayPal credit is extremely easy to use, simple to apply for, and customer service is great. I like that there is 0% interest up to a certain point, to give you time to pay back the credit in instalments. I also find the refund process easy, for example if you were to buy a few pairs of shoes to try on - the refund automatically goes back into your balance, so you don't need to pay for anything that you don't keep. Reviewed on: 9th June 2026

Easy to apply and quick decision

Easy to apply and quick decision Reviewed on: 9th June 2026

Excellent payment options and easy to use.

Excellent payment options and easy to use Reviewed on: 9th June 2026

Flexible options with security

I like the various ways i can spread bills great when booking holidays or traveling Reviewed on: 9th June 2026

The flexibility of PayPal, when either paying for go...

The flexibility of PayPal, when either paying for goods or sending money to friends is unmatched. Also, I am able to use the credit facility via CURVE when making purchases. I also play games online via Free Cash and have my winnings sent to PayPal for ease of withdrawal into my bank account. Great product. Reviewed on: 9th June 2026

Pay pal never disappoints me.

Pay pal never disappoints me. For sending money abroad or paying for items Reviewed on: 9th June 2026

Very easy to use, and convenient

Very easy to use, and convenient Reviewed on: 9th June 2026

It's Amazing!

It's Amazing! Always smooth transition and transparent Reviewed on: 9th June 2026

Never had any issues, easy to use, easy to speak to...

Never had any issues, easy to use, easy to speak to a human rather than a bot! Reviewed on: 9th June 2026

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