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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146098)

Helped make a happier life possible despite hard tim...

5
Helped make a happier life possible despite hard times - that so many folk are struggling to survive right now - for granny and me when i had to give up my job to be her full time carer. With careful budgeting Paypal played a crucial part in helping us survive and more. Reviewed on: 9th June 2026

Easy too use, a few clicks and your done, great buye...

5
Easy too use, a few clicks and your done, great buyer protection, accepted at amazing number of places. Great customer services when there are any problems, very helpful and very easy to track your spending Reviewed on: 9th June 2026

Highly recommended

5
I love not having to get up and find my wallet every time I want to buy something online. I just log in with my face ID or email, and boom—done. Reviewed on: 9th June 2026

Paypal is brilliant and provide good customer service

5
Paypal is brilliant and provide good customer service Reviewed on: 9th June 2026

Really good payment system , ideal to have .

5
Really good payment system , ideal to have . Reviewed on: 9th June 2026

Easy to use secure service

5
Really good service, very secure, easy to use. Reviewed on: 9th June 2026

Pay Pal Experience

5
my experience with Pay Pal has always been first class in the years that i have used it Reviewed on: 9th June 2026

All in one app.

5
Very easy to split bills and send money to friends, instantly. Pay in 3 and PayPal credit have been a lifesaver recently. And it's an easy way to buy crypto all in one app! Reviewed on: 9th June 2026

Spot on !

5
Spot on !!! Great customer services... no problems at all.... all ok... Reviewed on: 9th June 2026

Great for splitting up the costs of the more expensi...

5
Great for splitting up the costs of the more expensive items especially when you get 4 months at 0%! Very happy with my experience. Reviewed on: 9th June 2026

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