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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146120)

Efficient and useful service with PayPal

4
Always easy to use PayPal and prompt notification and responsive dialogue when engaging with PayPal support Reviewed on: 9th June 2026

Excellent

4
Easy to use and manage repayment Reviewed on: 9th June 2026

This is easy to use and been a life saver...

5
This is easy to use and been a life saver at times Reviewed on: 9th June 2026

Very convenient.

4
Very convenient. Especially if you just need some extra time to pay for something Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. I have no problem at all. Reviewed on: 9th June 2026

Easy paypal

4
PayPal is asumo rest of paying for things, however since the new update i find it hard to navugste the site. Reviewed on: 9th June 2026

I like the app and the way you can top up your balan...

5
I like the app and the way you can top up your balance so not using your own bank balance, gives greater control over spending. Reviewed on: 9th June 2026

Easy to use, great app and great customer service.

5
Easy to use, great app and great customer service. Reviewed on: 9th June 2026

Paypal Credit is so quick and easy, a delight to use.

5
Paypal Credit is so quick and easy to use, excellent value and no loads of questions and remembering account numbers or getting confirmation texts, just put in your password and the deal is done safe and securely giving 100% confidence with any purchase from a pub transaction to an overseas order. Reviewed on: 9th June 2026

Positive PayPal!

5
Nothing but positive experiences with PayPal!! Thanks! Reviewed on: 9th June 2026

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