Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 140,269 reviews, last reviewed 16th Jun 2026
4113750% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026
Blessing's avatar
Blessing

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140269)

This was my first experience and I'm happy with this...

5
This was my first experience and I'm happy with this Reviewed on: 6th June 2026

Great experience, app is easy to use, flexible ways...

5
Great experience, app is easy to use, flexible ways of payment and clarity. Reviewed on: 6th June 2026

Used PayPal for more than ten years I just love...

5
Used PayPal for more than ten years I just love it Reviewed on: 6th June 2026

PayPal is a great way to pay.

5
PayPal is a great way to pay. It's simple, safe & reliable, with lovely customer service staff . Reviewed on: 6th June 2026

They always provide great options.

5
They always provide great options, whether thats pay in 3, or 0% for 12 months. PayPal are fantastic if you need a hand. Reviewed on: 6th June 2026

Easy to buy and pay.

5
Easy to buy and pay. Very faster to aprove. I love PayPal Reviewed on: 6th June 2026

I use PayPal Credit often, it's very useful and the...

4
I use PayPal Credit often, it's very useful and the terms are straightforward. I have had a lot of help through the live chat support and the calls go through pretty quick as well, overall it's a pretty good service. Reviewed on: 6th June 2026

PayPal is easy and efficiently handled

5
PayPal is easy and efficiently handled Reviewed on: 6th June 2026

I have been using PayPal for how many years now and...

5
I have been using PayPal for how many years now and it’s a user friendly. And it made me feel secured when using PayPal. No words to describe how PayPal helps me in every way….PayPal gave me an amazing experience. Reviewed on: 6th June 2026

Enjoying, value for money

5
Enjoying. Earning rewards points is a motivation for use. Love it Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 71422 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3750 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products