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PayPal: PayPal Credit reviews

4.73
Based on 136,159 reviews, last reviewed 12th Jun 2026
3926100% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been with PayPal over 20 years. I have been with PayPal over 20 years. Any problems I've had has been sorted by online or phone. During the time they have help me get money returned.... Read more Reviewed on: 12th June 2026
Louise H's avatar
Louise H

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136159)

Great service, always easy to understand and terms c...

5
Great service, always easy to understand and terms clear. Reviewed on: 29th May 2026

I have had my account for many years now.

5
I have had my account for many years now. Never any idiots, Pay in 3 is invaluable. Reviewed on: 29th May 2026

I like using pp and if there is ever a problem the s...

5
I like using pp and if there is ever a problem the service is great Reviewed on: 29th May 2026

It was very flexible and convenient using pay pal cr...

5
It was very flexible and convenient using pay pal credit Reviewed on: 29th May 2026

Easy. Efficient. Trusted.

5
Easy to use, efficient when transferring and trusted. Reviewed on: 29th May 2026

Easy to use

5
Ive had a great experience with the credit side so far but contact isnt the easiest Reviewed on: 29th May 2026

Flexible and user friendly

4
I like PayPal as they offer a good variety of flexibility in payments. Using th app is very swift and user friendly. Reviewed on: 29th May 2026

Fast transactions, quality customer service, wide ra...

5
Fast transactions, quality customer service, wide range of products and financing options. Reviewed on: 29th May 2026

So easy to use.

5
So easy to use. Great customer service Reviewed on: 29th May 2026

efficient customer service

5
Very efficient especially the customer service. Reviewed on: 29th May 2026

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