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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180883)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

YES YES YES!!

5
PayPal is simple, reliable and easy to use! Always my go-to! Reviewed on: 12th July 2026

PayPal helped me in many ways

5
I’ve had PayPal for years, when I was younger my grand parents used to be able to send me pocket money for little jobs I did. Since I have grown up, I have used PayPal for various things including the PayPal pay in 3 and monthly split the costs. It’s helped me build up my credit rating and it makes life so much easier when it comes to money transfers and starting savings accounts. the PayPal credit card is just as addective! Reviewed on: 12th July 2026

Simple to use, flexible payment options

5
Simple to use, flexible payment options Reviewed on: 12th July 2026

Excellent

5
Easy to use, accepted at most retailers. Great to have the 4 month interest free option. Reviewed on: 12th July 2026

Been using Paypal for years.

5
Been using Paypal for years. Always seamless and easy to find help when needed. Only exception is that the credit is non transferable for a balance transfer. But beyond that can’t complain Reviewed on: 12th July 2026

Very helpful staff when I was dealing with fraud issue

4
Very helpful staff when I was dealing with fraud issue Reviewed on: 12th July 2026

Very helpful

5
Very helpful for spreading payments Reviewed on: 12th July 2026

Useful for large purchases but I would prefer it if...

5
Useful for large purchases but I would prefer it if I could buy from anywhere not just the UK on the pay in 12 or 2 4 or whatever Reviewed on: 12th July 2026

Very easy process, reliable service and plentiful in...

5
Very easy process, reliable service and plentiful information Reviewed on: 12th July 2026

Great service, love using it all the time.

5
Great service, love using it all the time. Reviewed on: 12th July 2026

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