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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180863)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Mrs R bibi

5
There service is excellent very easy keeping you updated all the time minimum payment each month they’re truly great I love PayPal Reviewed on: 12th July 2026

Easy to use

5
Easy to use and compatible with lots of retailers. Reviewed on: 12th July 2026

Always have a quick answer

5
I have always got a quick answer with any problem I may have with my PayPal account Reviewed on: 12th July 2026

PayPal makes purchases easy for me.

5
PayPal makes purchases easy for me. Also, an easy way to send money for school contributions for parents to purchase gifts for end of year for teachers. PayPal is very easy to use and extremely stress free!! Reviewed on: 12th July 2026

Always helpful when money is short.

5
Always helpful when money is short. Reviewed on: 12th July 2026

I have loved using pay pal as a good back...

3
I have loved using pay pal as a good back up to a bank Reviewed on: 12th July 2026

I purchased an item from a seller.

5
I purchased an item from a seller. Turned out the item was faulty and the seller was asking me to send the item back to China for the inspection. After few attempts to resolve the issue as I have purchased that item from UK seller I asked PayPal for help by forwarding the emails and explaining my case. I had a refund next day and it was almost a£100. I am using PayPal as my first method of payment on all purchases from now on if there is an option to do so. Reviewed on: 12th July 2026

Always found it so easy to manage my money

5
Always found it easy to manage on the app and PayPal can be used on most online sites! Reviewed on: 12th July 2026

Absolutely love PayPal it’s so good and easy to use...

5
Absolutely love PayPal it’s so good and easy to use Reviewed on: 12th July 2026

Not good, not bad.

3
Not good, not bad. Could improve customer service responsiveness. Reviewed on: 12th July 2026

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