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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178308 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178336)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay pal is easy to use, quick, secure and efficient.

Pay pal is easy to use, quick, secure and efficient. Had blocked some dubious activity in the past and kept my account protected. Reviewed on: 10th July 2026

Easy to use and safe transaction

Easy to use and safe transaction Reviewed on: 10th July 2026

Very slick and secure service, never use anyone else

Very slick and secure service, never use anyone else Reviewed on: 10th July 2026

Easy Pay App

It has always been easy to use PayPal to pay for certain services and just with a click and putting in your number or username. Reviewed on: 10th July 2026

My usage

I use PayPal for some purchases also for sending money to my daughter in the USA , I find their service excellent. Reviewed on: 10th July 2026

Great service

Always easy to use. Always solved any issues rapidly. Reviewed on: 10th July 2026

Trustworthy and peace of mind

Safe, secure. Response time to queries brilliant. I use PayPal to buy as much purchases as I can with retailers who offer PayPal. If they don’t offer PayPal, I avoid them Reviewed on: 10th July 2026

No problems and all straight forward.

No problems and all straight forward. Great service. Reviewed on: 10th July 2026

It was handy when needed, it meets my needs in due t...

It was handy when needed, it meets my needs in due time and paying back was made easy Reviewed on: 10th July 2026

PayPal is a life saver.

PayPal is a life saver. I'm currently not working, as I'm recovering from brain surgery. PayPals pay in 3 option helps me spread the cost of things I need now, but cannot afford outright whilst I'm earning less. Reviewed on: 10th July 2026

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