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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Credit for the things that cannot wait

PayPal Credit is convenient for purchasing the things in life that cannot wait. My wife and I recently found out that we were expecting our first child, so used PayPal Credit to buy the necessities. Reviewed on: 27th May 2025

Never a problem eith PayPal accepted online everywhere.

Never a problem eith PayPal accepted online everywhere. Reviewed on: 27th May 2025

Availablity

Having Paypal credit makes checking out so much easier some vendors may offer their own finance options but having a one for all solution just saves time. Reviewed on: 27th May 2025

PayPal the best money provider

PayPal has been exceptionally helpful when I have had issues with purchases and just general communication. The staff are so supportive and nothing is too much trouble. Reviewed on: 27th May 2025

Great easy to use app on lots of platforms

Great easy to use app on lots of platforms Reviewed on: 27th May 2025

Easy to use and convenient, integrated now to lots o...

Easy to use and convenient, integrated now to lots of online vendors which makes it easier to purchase Reviewed on: 27th May 2025

Every time I needed to buy tickets or products in in...

Every time I needed to buy tickets or products in installments, PayPal always helped me. Reviewed on: 27th May 2025

It's a credit , they want your money from interest s...

It's a credit , they want your money from interest same as any other. Reviewed on: 27th May 2025

Seamless, Secure & Reliable !PayPal Sets the Standard!

I’ve been using PayPal for years, and it continues to be my go-to for safe, flexible, and convenient payments. Whether I’m shopping online or managing instalment plans, PayPal’s retail finance options make it incredibly easy to stay in control of my budget. The user experience is smooth, the security is top-notch, and customer service is always helpful and responsive. Their “Pay in 3” and other buy now, pay later features are a game-changer, especially during tight months or for larger purchases. I genuinely trust PayPal to handle my transactions, and they’ve never let me down. Reviewed on: 27th May 2025

PayPal is so easy to use and it makes me feel safe.

PayPal is so easy to use and it makes me feel safe. It enables you to keep all your information without revealing it to third parties. Definitely my favourite way to buy things. Reviewed on: 27th May 2025

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