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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176800)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My online security blanket gives me financial protec...

5
My online security blanket gives me financial protection, fraud monitoring and purchase protection.... without sharing my account details. Reviewed on: 9th July 2026

I really recommend using PayPal credit as it can be...

5
I really recommend using PayPal credit as it can be used in nearly all places for goods Reviewed on: 9th July 2026

Never had any problems with PayPal.

5
Never had any problems with PayPal. Always been a great secure way to deal with money. Reviewed on: 9th July 2026

PayPal - the most useful payment services provider.

5
I've been using PayPal since 2005. The new features they have provided over the years are very useful. I look forward to using their services for another 20+ years, and I'm excited to see what new features they develope. They are by far the best payment services provider I have used. Reviewed on: 9th July 2026

I have used PayPal for over 10 years, the easiest wa...

5
I have used PayPal for over 10 years, the easiest way to buy online and feel safe. Reviewed on: 9th July 2026

Using PayPal Credit has been a really smooth experie...

5
Using PayPal Credit has been a really smooth experience. It made paying for my purchase easy, secure, and stress-free. I like how simple everything is to manage, and it's nice to have the extra flexibility when I need it. Overall, I'm very happy with it. Reviewed on: 9th July 2026

PayPal makes it easy

5
PayPal makes it easy for me to send money to friends and family and I always feel safe using their platform to make onliine payments. Reviewed on: 9th July 2026

Good product.

5
Good product. Easy to use and good user experience Reviewed on: 9th July 2026

Used paypal for years with no issues and easy to use.

5
Used paypal for years with no issues and easy to use. Reviewed on: 9th July 2026

PayPal is a longer lasting payment gateway

5
PayPal is a longer lasting payment gateway Reviewed on: 9th July 2026

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