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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175168 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175206)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is great the app is easy to use

PayPal is great the app is easy to use Reviewed on: 8th July 2026

Been great

Never had any issues, had an issues with purchases from a hacked account before and was blocked and sorted very quickly. Use the pay in 3 quite often and easy to set up. Reviewed on: 8th July 2026

Easy to use, no fuss, easy to follow

Easy to use, no fuss, easy to follow Reviewed on: 8th July 2026

Top credit facility

Good credit facility. Paypal has helped me purchase things I thought i couldn't purchase Reviewed on: 8th July 2026

Good services provided.

Good services provided. The app is clear and easy to use. I woyld recomend. Reviewed on: 8th July 2026

PayPal Credit is quick and reliable

PayPal Credit is quick and reliable when buying from lots of different websites. Setup is easy and the terms are clear. Reviewed on: 8th July 2026

quick and easy to get and now with debit and credit...

quick and easy to get and now with debit and credit cards by paypal to Reviewed on: 8th July 2026

Amazing Service however the customer service for api...

Amazing Service however the customer service for api work and other systems needs a little work we as a business used PayPal for ages but after we started having issues with the country restrictions no one could help us as we used sterling so we had to move however the company was good when we had no issues Reviewed on: 8th July 2026

I find it almost impossible to contact an actual human.

I find it almost impossible to contact an actual human. I'd like to keep paypal but get rid of paypal credit and that seems impossible through the automation. However, the service is easy and it works with a lot of different companies. Reviewed on: 8th July 2026

Great service reliable, when i want to buy something...

Great service reliable, when i want to buy something I know will be more than I can afford for the month I know I can rely on my PayPal account to support with this, especially with the cost of living the way it is at the moment Reviewed on: 8th July 2026

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