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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174931)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always helpful ,great customer service

Always helpful ,great customer service Reviewed on: 8th July 2026

Fast, easy and lots of useful options

They have always been very easy to deal with, and very quick. The credit facility is ideal and the limit set is perfect for my circumstances. The ways to split a bill in a restaurant, or whenbuying a gift etc are fantastic. Reviewed on: 8th July 2026

It has been fine to use PayPal Credit.

It has been fine to use PayPal Credit. A convenient way to pay later with 4 months interest free over £100. That is useful. Reviewed on: 8th July 2026

It was so smooth and really easy to use thank you pa...

It was so smooth and really easy to use thank you paypal Reviewed on: 8th July 2026

Debit card isuues

Quite a few issues with my PayPal debit card being declined in several locations which is very frustrating. Reviewed on: 8th July 2026

Easy pay

I Iike to pay with PayPal for my holidays ( pay in 3), easy to pay all payments. Reviewed on: 8th July 2026

I've been with paypal over 10 years and have always...

I've been with paypal over 10 years and have always received great customer service and products, i always feel safer online using my paypal Reviewed on: 8th July 2026

Never had a big problem with anything

Never had a big problem with anything Reviewed on: 8th July 2026

Works well and is flexible to suit your needs.

Works well and is flexible to suit your needs. Reviewed on: 8th July 2026

Paypal Credit - safe, convenient and financial control

Paypal Credit is safe, convenient and allows a consumer friendly way to make large purchases. I love how simple it is to use and feel it allows me more control over my finances. I particularly like how intuitive the app is to monitor current balance, and where I can make adjustments to paying upcoming DD payments earlier for example. Reviewed on: 8th July 2026

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