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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,631 reviews, last reviewed 11th Apr 2026
721000% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying with Paypal is very easy and fast. Paying with Paypal is very easy and fast. Paypal is accepted almost on every e-commerce site. You can spread the cost with paying in 3 payments or 0% ... Read more Reviewed on: 11th April 2026
WOJCIECH B's avatar
WOJCIECH B

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58631)

I find PayPal credit extremely useful.

5
I find PayPal credit extremely useful. I use it for purchases from a-broad or electronics, to make sure I am covered! The 4 month 0% is also fantastic. Allows me to spread the cost! Reviewed on: 4th June 2024
AE's avatar
AE

Great experience and good communication

5
Great experience and good communication Reviewed on: 4th June 2024
Eleni 's avatar
Eleni

a good way to purchase goods an spread the cost inte...

5
a good way to purchase goods an spread the cost interest free over several months. Reviewed on: 4th June 2024
John H's avatar
John H

Saved my bacon.

5
I needed a little bit of credit to make an emergency purchase and PayPal credit was fantastic. Reviewed on: 4th June 2024
Quinton's avatar
Quinton

Every time I use PayPal I have had an excellent expe...

5
Every time I use PayPal I have had an excellent experience. Reviewed on: 4th June 2024
Joe's avatar
Joe

I have been accepted quite easily on credit and i ha...

5
I have been accepted quite easily on credit and i have been using paypal credit since then. Awesome service and credit supplier Reviewed on: 4th June 2024
Carmen H's avatar
Carmen H

Excellent customer service, polite and helpful and h...

5
Excellent customer service, polite and helpful and help me to resolve my issues. Reviewed on: 4th June 2024
Gen's avatar
Gen

Great when needing to make a large purchase

5
Great when needing to make a large purchase Reviewed on: 4th June 2024
Keenan M's avatar
Keenan M

Really great as never got charged interest and flexi...

5
Really great as never got charged interest and flexibility offered is incredible!! Reviewed on: 4th June 2024
Sans's avatar
Sans

PayPal Credit, like PayPal itself, is user friendly

5
PayPal Credit, like PayPal itself, is easy to use with a user friendly interface, clear site map, and a straightforward instructions. As an Autistic person I find that very comforting. Reviewed on: 4th June 2024
Gabriel S's avatar
Gabriel S

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