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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,645 reviews, last reviewed 11th Apr 2026
722400% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a great service and offers lots of flexibility It's a great service and offers lots of flexibility Reviewed on: 11th April 2026
Ra C's avatar
Ra C

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58645)

Great for purchases and confidence in security

5
Great for purchases and confidence in security Reviewed on: 4th June 2024
Joanne H's avatar
Joanne H

I love PayPal credit because I can buy anything any...

4
I love PayPal credit because I can buy anything any time Reviewed on: 4th June 2024
vasile s's avatar
vasile s

I use PayPal for all my payments.

5
I use PayPal for all my payments. Very trusting. Easy to speak to when needed and can trust any payments gone through them. Reviewed on: 4th June 2024
Amy B's avatar
Amy B

Convinient and easy to use.

5
Convinient and easy to use. However, quite often purchases are not qualified for promotional offers. Reviewed on: 4th June 2024
Jakub K's avatar
Jakub K

I find PayPal credit extremely useful.

5
I find PayPal credit extremely useful. I use it for purchases from a-broad or electronics, to make sure I am covered! The 4 month 0% is also fantastic. Allows me to spread the cost! Reviewed on: 4th June 2024
AE's avatar
AE

Great experience and good communication

5
Great experience and good communication Reviewed on: 4th June 2024
Eleni 's avatar
Eleni

a good way to purchase goods an spread the cost inte...

5
a good way to purchase goods an spread the cost interest free over several months. Reviewed on: 4th June 2024
John H's avatar
John H

Saved my bacon.

5
I needed a little bit of credit to make an emergency purchase and PayPal credit was fantastic. Reviewed on: 4th June 2024
Quinton's avatar
Quinton

Every time I use PayPal I have had an excellent expe...

5
Every time I use PayPal I have had an excellent experience. Reviewed on: 4th June 2024
Joe's avatar
Joe

I have been accepted quite easily on credit and i ha...

5
I have been accepted quite easily on credit and i have been using paypal credit since then. Awesome service and credit supplier Reviewed on: 4th June 2024
Carmen H's avatar
Carmen H

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