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PayPal: PayPal Credit reviews

4.91
Based on 58,604 reviews, last reviewed 10th Apr 2026
718400% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience had been good so far. My experience had been good so far. I have just gotten the debit and credit card and has found thesee feature really beneficial and easy to us. Reviewed on: 10th April 2026
chrystalle.brade@hotmail.com's avatar
[email protected]

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58604)

Easy to use

5
Easy app to use, easy to send money & enter emails. good for credit. Reviewed on: 4th June 2024

An extremely intuitive app

5
An extremely intuitive app with only needing short and simple processes to manage your money and pay for goods and services: Reviewed on: 4th June 2024

It all started with an opportunity

5
I started my photography business Only by having this wonderful opportunity to buy my first professional gear on PayPal credit. I remember like it was today, my hands were shaking from clicking the "buy now" button on that £800 35 mm 1.4 lens but it started an avalanche that launched my today 100 weddings a year business! I couldn't have done without it. Reviewed on: 4th June 2024

I love PayPal credit because it gives me enough time...

5
I love PayPal credit because it gives me enough time to budget my repayment Reviewed on: 4th June 2024

Very easy to use &convenient with certain online shops

5
Very easy to use &convenient with certain online shops Reviewed on: 4th June 2024

10/10 customer service are always so helpful & polit...

5
10/10 customer service are always so helpful & polite, never had any issues with paypal Reviewed on: 4th June 2024

Brilliant service

5
Reliable and quick service will respond quickly and have had good results with problems Reviewed on: 4th June 2024

Easy experience and great availability to shop acros...

5
Easy experience and great availability to shop across various platforms. Linking of payment options is also very easy. The security in approving the payment is also secure and user friendly. Reviewed on: 4th June 2024

Everything perfect.

5
Everything perfect. Happy with service Reviewed on: 4th June 2024

Safer way to transfer money as no one has access to...

5
Safer way to transfer money as no one has access to your bank details Reviewed on: 4th June 2024

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