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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177273)

Online payment

5
I use PayPal for many of my online purchases, because I feel safe that if there was a problem with the item or delivery I would receive a refund very quickly. Reviewed on: 12th June 2026

PayPal credit comes in handy for the items that seem...

5
PayPal credit comes in handy for the items that seem a little bit expensive but when able to cut it down in to payments seems a lot more affordable Reviewed on: 12th June 2026

Seamless professional service , user friendly experi...

5
Seamless professional service , user friendly experience an all round benefit to have in your financial armoury. Reviewed on: 12th June 2026

Great service

5
I have used PayPal credit for while and have had no problems at all. Always have used it especially on expensive items. Reviewed on: 12th June 2026

Easy to use for quick unexpected purchases!

4
Easy to use for quick unexpected purchases! Reviewed on: 12th June 2026

PayPal is quite good but they need to work on their...

4
PayPal is quite good but they need to work on their new credit card Reviewed on: 12th June 2026

Good to use for quick purchases

4
Good to use for quick purchases, Reviewed on: 12th June 2026

Good service helps with smaller and larger purchases

5
Good service helps with smaller and larger purchases Reviewed on: 12th June 2026

I love PayPal so easy to use.

5
I love PayPal so easy to use. I can buy and pay later which is good Reviewed on: 12th June 2026

Excellent interest free way to pay.

5
Excellent interest free way to pay. Reviewed on: 12th June 2026

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