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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177297 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177318)

Pay in 3 review

Transactions run smoothly, purchased products over 3 months interest free. What’s not to like! Reviewed on: 12th June 2026

Found PayPal credit excellent service

Found PayPal credit excellent service Reviewed on: 12th June 2026

Worry free purcahsing

Its the ony company I know that will instantly give me an interest free option over 4 payments automatically. I have no worries in making a purchase. Reviewed on: 12th June 2026

Really easy to checkout.

Really easy to checkout. Straight forward to pay for ach month via direct debit. Reviewed on: 12th June 2026

the best

always available, no fuss, easy t Reviewed on: 12th June 2026

They have been there for me when Banks won’t conside...

They have been there for me when Banks won’t consider me for credit card and also whatever issues i have won’t affect my credit score and lastly they have a great customer service team who resolve issues like they never happened Reviewed on: 12th June 2026

PayPal credit was super easy to set up and add to my...

PayPal credit was super easy to set up and add to my apply pay instantly which I found really helpful. In was out happily shopping in minutes. In terms of making payments, it’s all really easy so would definitely recommend. Reviewed on: 12th June 2026

Good service and easy to use interface

Good service and easy to use interface Reviewed on: 12th June 2026

Love paypal credit!!

PayPal credit is easy and reliable to use! I use it all the time! Reviewed on: 12th June 2026

An easy way to pay and easy to use

An easy way to pay and easy to use Reviewed on: 12th June 2026

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