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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177367 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177377)

I use PayPal all the time

I use PayPal all the time and it’s easy to use Reviewed on: 12th June 2026

PayPal Credit has been easy to use and safe for onli...

PayPal Credit has been easy to use and safe for online transactions Reviewed on: 12th June 2026

Very easy to use and easy to set up automatic paymen...

Very easy to use and easy to set up automatic payments to stay upto date with payments. Reviewed on: 12th June 2026

Very clear communication.

Very clear communication. Terms and conditions are explained well. Service is very easy to use Reviewed on: 12th June 2026

Best credit card offers and splits offers to 12/24 m...

Best credit card offers and splits offers to 12/24 month emi Reviewed on: 12th June 2026

PayPal credit really helps out when I need to make a...

PayPal credit really helps out when I need to make a bigger purchase but can’t do it all in one. The 4 months interest free option is a real life saver Reviewed on: 12th June 2026

Great for large purchases, interest free!

Always use paypal for large purchases, especially now as I can use the mastercard to do this anywhere. Having the four months interest free is great as it lets me spread these large purchases over it without interest Reviewed on: 12th June 2026

Always helpful staff and got me out of a few sticky...

Always helpful staff and got me out of a few sticky situations when I haven’t received products from companies. Easy times get through to a human being when phone up. Reviewed on: 12th June 2026

I experienced no problems using PayPal Credit it was...

I experienced no problems using PayPal Credit it was easy to use in the app. I spread my payments by direct debit to unsure I paid within the 4 months interest free. Reviewed on: 12th June 2026

Flexible payment options

What I really enjoy about PayPal is it offers a range of flexible payment options, from taking it direct from your bank, spreading it out over 3 months for bigger purchases or even PayPal credit. I like their terms are always transparent and they provide regular communication so that you never miss a payment. Reviewed on: 12th June 2026

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