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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58503 reviews)

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4.91

Based on 58,503 reviews, last reviewed 10th Apr 2026

709100% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Customer Centred Service That Delivers Real Value Outstanding customer service with excellent value for money, fully tailored to meet individual customer needs. Reviewed on: 10th April 2026

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58503)

Its very handy to just use for any purchase

Its very handy to just use for any purchase Reviewed on: 4th June 2024

PayPal credit is an excellent way to spread your pur...

PayPal credit is an excellent way to spread your purchases. I have never had an issue with them and can honestly say that I’m really impressed with how easy and quickly purchases are when online. I haven’t had an experience with their customer service because I’ve never needed to contact them. Reviewed on: 4th June 2024

I’ve always been a big fan of PayPal.

I’ve always been a big fan of PayPal. And using their credit just makes it that little bit easier instead of applying for soo many different stores. It’s handy and easily accessible and get back to you with any queries soo fast Reviewed on: 4th June 2024

Easy straightforward to use, reminders/notifications...

Easy straightforward to use, reminders/notifications regularly Reviewed on: 4th June 2024

Nice to use, apr is also acceptable, recommended to try

Nice to use, apr is also acceptable, recommended to try Reviewed on: 4th June 2024

I love how easy it is and how clear it is to use!

I love how easy it is and how clear it is to use! Reviewed on: 4th June 2024

PayPal great deal

PayPal gives the great deals to pay in installments what helps with finances. It has very easy ways to pay for items with many retailers. Reviewed on: 4th June 2024

Great customer service.

Great customer service. Great secure service, always have piece of mind when paying by PayPal.. 100% . Reviewed on: 4th June 2024

It has made budgeting so much easier see a...

It has made budgeting so much easier and I can see all my credit in one place. Reviewed on: 4th June 2024

Number One Method of Payment.

Number One Method of Payment. Second to none. Top drawer. Excellent Reviewed on: 4th June 2024

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