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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177440 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177450)

Best online app

So easy and straightforward to use, brilliant in keeping your details safe Reviewed on: 12th June 2026

Easy to use great there is a virtual card

Easy to use great there is a virtual card Reviewed on: 12th June 2026

Easy to use, good communication and good offers

Easy to use, good communication and good offers Reviewed on: 12th June 2026

Best lender

PayPal is amazing so easy to use and has lots of offer for you to use. Reviewed on: 12th June 2026

Great Experience

Always a smooth transaction even setting up initially, no catches, no issues, easy to use and pay. Reviewed on: 12th June 2026

Easy to make payments, quick transaction, great cust...

Easy to make payments, quick transaction, great customer service and support. Reviewed on: 12th June 2026

I have never had a bad experience is my experience -...

I have never had a bad experience is my experience - if anything the go out of their way to ensure security Reviewed on: 12th June 2026

PayPal is my first option for purchases

I have been using PayPal for many years and have always found this an easy and safe option for paying for my purchases.. it is so easy and straightforward and love the fact that I do not need to provide card details as my account is already linked to my bank account and cards. I also love the options available to spread the cost over four months interest free for larger purchases and also the pay in 3, allowing me to spread the cost into three equal amounts. The rare instances where I have had to contact customer services has always been seamless and my queries have been dealt with and resolved very quickly. I highly recommend using PayPal and the app is brilliant for accessing my information and account balances at the touch of a button. Reviewed on: 12th June 2026

Fantastic when you can pay in 3 instalments never be...

Fantastic when you can pay in 3 instalments never been refused and have now got a card which I can add money to spend in shops all in all its a great serve you provide couldn’t do with it and would recommend to anyone well done PayPal Shirley’s back up Reviewed on: 12th June 2026

Easy of doing transaction

User friendly.....,............... Reviewed on: 12th June 2026

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