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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177510)

Paypal credit balance.

4
I used PayPal for long time. In my experience, I didn't understand PayPal credit balance, how it works. It confused me. Reviewed on: 12th June 2026

It was better when it clearly stated a date for the...

4
It was better when it clearly stated a date for the 0% expiration on a purchase. Reviewed on: 12th June 2026

Fast , reliable payments.

5
Fast , reliable payments. PayPal credit is a well known payment method Reviewed on: 12th June 2026

Always sort any problems out asp.

5
Always sort any problems out asp. Quick & easy to use. Gives me great reassurance when buying items online. Feels very trustworthy & safe. Would recommend using it to anyone100%. Reviewed on: 12th June 2026

The best

5
Great Service and Easy to use, I’ve used Paypal for 10+ years now and its never failed me once. Reviewed on: 12th June 2026

Easy and user friendly

5
I use PayPal frequently because it is easy and user friendly. Reviewed on: 12th June 2026

Safe and secure.

5
Safe and secure. Have used for years and trust PayPal. Reviewed on: 12th June 2026

Excellent

5
Easy to use and access, able to use it both in person and online. Reviewed on: 12th June 2026

Bank you can trust.

5
It is vety easy to call paypal customer service seeking help, they always vety helpfull. I use paypal in my travel. I can say its frindly bank to trust. Reviewed on: 12th June 2026

Easy process, clear on the website.

5
Easy process, clear on the website. Reviewed on: 12th June 2026

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