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PayPal: PayPal Credit reviews

4.91
Based on 58,418 reviews, last reviewed 10th Apr 2026
701800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal credit for many years. I have been using PayPal credit for many years. It has made making big purchases very easy. Highly recommend! Reviewed on: 10th April 2026
Maria A's avatar
Maria A

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58418)

Always been there when needed and excellent service

5
Always been there when needed and excellent service Reviewed on: 4th June 2024

Very easy to use and very clear communication

5
Very easy to use and very clear communication Reviewed on: 4th June 2024

Been using paypal credit and its great.

5
Been using paypal credit and its great. 4 months with no fees / interest is great if you want something now and your money is coming in later! I have been using it a lot! Reviewed on: 4th June 2024

I always check if the website has Paypal I trust tha...

5
I always check if the website has Paypal I trust that website, if not I never buy anything Reviewed on: 4th June 2024

helpful and friendly teams

5
Always helpful and always clear with any response or information that is provided. I have had Most Important pleasant interactions and always provided with clear instructions or information about how to get to the required resolution. Reviewed on: 4th June 2024

Always easy to make payment no fuss no hassle.

5
Always easy to make payment no fuss no hassle. Reviewed on: 4th June 2024

Really good service and really good customer service

5
Really good service and really good customer service Reviewed on: 4th June 2024

Mr. Sekucja

5
Always stary on top with Credit and use IT always when possible Reviewed on: 4th June 2024

Always reliable which is essential for an internet b...

5
Always reliable which is essential for an internet based company Reviewed on: 4th June 2024

Efficient, Secure and Reliable

5
PayPal transactions are known for their efficiency and speed, allowing users to send and receive money quickly and securely. The seamless process ensures that payments are made without any complications or delays, making it a preferred choice for many businesses and individuals. The intuitive mobile application further enhances the user experience, providing a user-friendly interface that allows users to easily manage their accounts and make transactions on the go. Additionally, PayPal's customer service is renowned for being responsive and helpful, with representatives always available to assist with any issues or inquiries. Overall, the combination of timely transactions, a well-designed mobile application, and excellent customer service makes PayPal a trusted and reliable payment platform for users worldwide. Reviewed on: 4th June 2024

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