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PayPal: PayPal Credit reviews

4.91
Based on 58,669 reviews, last reviewed 11th Apr 2026
724700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe way to pay I only buy online if I can use PayPal I’ve had experiences of PayPal making me aware of suspicious purchases Reviewed on: 11th April 2026
Orca's avatar
Orca

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58669)

Easy to use and convenient

5
Easy to use and helpful, very convenient Reviewed on: 4th June 2024

Very easy to spread the cost and interest free !

5
Very easy to spread the cost and interest free ! Reviewed on: 4th June 2024

PayPal offers me great flexibility with managing my...

5
PayPal offers me great flexibility with managing my account, utilising payment and credit options. All interactions are straight forward and simple to use. Reviewed on: 4th June 2024

Easy to pay with and get a long time to make the rep...

5
Easy to pay with and get a long time to make the repayments Reviewed on: 4th June 2024

Great for purchases and confidence in security

5
Great for purchases and confidence in security Reviewed on: 4th June 2024

I love PayPal credit because I can buy anything any...

4
I love PayPal credit because I can buy anything any time Reviewed on: 4th June 2024

I use PayPal for all my payments.

5
I use PayPal for all my payments. Very trusting. Easy to speak to when needed and can trust any payments gone through them. Reviewed on: 4th June 2024

Convinient and easy to use.

5
Convinient and easy to use. However, quite often purchases are not qualified for promotional offers. Reviewed on: 4th June 2024

I find PayPal credit extremely useful.

5
I find PayPal credit extremely useful. I use it for purchases from a-broad or electronics, to make sure I am covered! The 4 month 0% is also fantastic. Allows me to spread the cost! Reviewed on: 4th June 2024

Great experience and good communication

5
Great experience and good communication Reviewed on: 4th June 2024

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