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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177207 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177208)

Great app

Easy to use and customer service friendly Reviewed on: 12th June 2026

Easy to use at every step.

Easy to use at every step. Truly flexible with the money and how you wish to pay. Extremely simple to pay back Reviewed on: 12th June 2026

Good experience over all, no issues at all so far.

Good experience over all, no issues at all so far. Happy with their services. Reviewed on: 12th June 2026

So Perfect

I have always used pay pal but now with the pay pal card it is just so much easier I pay everything then settle it monthly, on weeks that are harder I can just pay the monthly amount .for me it’s just a no brainer simple way to manage everything. Reviewed on: 12th June 2026

Quick and easy.

Quick and easy. No hassle and good payment arrangements. Reviewed on: 12th June 2026

Only place I have ever been accepted for credit

I have struggled to get crisper for years and years. Until just over a few months ago I thought I would try PayPal and within 5 minutes I had been accepted and given a £20 discount off my first shop with the PayPal credit. If Iv ever had a problem and contacted customer the issue have been dealt with instantly. The experience I have had with PayPal has been 10/10 Reviewed on: 12th June 2026

Easy to use .

Easy to use . Good app and gives you the ability to see your spending quick Reviewed on: 12th June 2026

Great way to pay

Great way to pay over a longer period. Hassle free, quick and convenient. Reviewed on: 12th June 2026

i love using paypal.

i love using paypal. every transaction feels safe and secure. their customer service is always outstanding! Reviewed on: 12th June 2026

Perfection PayPal.

Love pay pal. Extra time to pay for items. Piece mind should item be faulty or not turn up at all. Pay pal got you covered. When shopping on line I will go for a shop more if they use PayPal. I encouraged my wife and my daughters to get this. They use it all the time now. Wish could pay everything this way especially the way prices keep rising on everything you buy now. Reviewed on: 12th June 2026

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