Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177203)

Trusted Payment Platform for Everyday Use

5
I've been using PayPal for quite a while now, and it's made online payments so much easier. Whether I'm shopping online, paying for services, or sending money to family and friends, everything is usually quick and straightforward. What I like most is the convenience and peace of mind. I don't have to enter my card details on every website, and I feel more secure knowing there's buyer protection if something goes wrong with a purchase. The app is easy to use, and I've never had any major issues with transactions. Overall, PayPal has been a reliable service for me, and I wouldn't hesitate to recommend it to others. Reviewed on: 12th June 2026

Pay pal the smarter way to pay

5
I have never had any problems using PayPal in fact I love the pay in 3 it makes something expensive more affordable over 3 months Reviewed on: 11th June 2026

Everything is so clear to understand

5
Everything is so clear to understand Reviewed on: 11th June 2026

the best financial support, I recommend it with plea...

5
the best financial support, I recommend it with pleasure Reviewed on: 11th June 2026

easy and cheap way to buy goods for credit

5
easy and cheap way to buy goods for credit Reviewed on: 11th June 2026

I love Paypal.

5
I love Paypal. Easy...honest...evolving to meet changing needs. A+Paypal. Customer for 20 +years. Reviewed on: 11th June 2026

Reliable and fair.

5
Always have and no doubt will continue to be a fantastic service provider Reviewed on: 11th June 2026

Used PayPal for over 20 years and feel safe using it...

5
Used PayPal for over 20 years and feel safe using it online Reviewed on: 11th June 2026

It's a pal in time of need.

4
I have not understood fully the potential of PayPal, even now, there must be more services than I m aware, but one thing about PayPal, they have been very reliable and clear about interest free charges, and ensuring that it is not written in small fonts but highlight the opportunity to use in situations where your circumstances are might be difficult. The interest free payment scheme are really ethical, and in this current climate a relief from financial pressure allowing you to pay later, or in instalments. A brilliant scheme, and customer service is good and efficient in solving enquiries. Reviewed on: 11th June 2026

Ease of use in app, reasonable rewards.

5
Ease of use in app, reasonable rewards. Competitive rates and options for payment. Communication is excellent. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98478 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products