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PayPal: PayPal Credit reviews

4.91
Based on 58,698 reviews, last reviewed 11th Apr 2026
727400% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect Financial Partner PayPal treats their customers like a partner rather than a number, that balances affordability with true flexibility. Their value-driven products back... Read more Reviewed on: 11th April 2026
MK's avatar
MK

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58698)

Perfect service

5
Faultless customer service polite patient professional . Problem solved and resolved at source. Reviewed on: 4th June 2024

Easy to use no hidden costs and lots of places accep...

5
Easy to use no hidden costs and lots of places accept payment from PayPal would highly recommend use them for everything. Any problems they sort all out very quickly joy to deal with. The app is very easy to use Reviewed on: 4th June 2024

Excellent funding source

5
Easy to use and great rates. The 0% for four months is extremely helpful to pay for items. Reviewed on: 4th June 2024

Great service and so easy to use.

5
Great service and so easy to use. Reviewed on: 4th June 2024

Brilliant friendly service very friendly

5
Great friendly service Reviewed on: 4th June 2024

Really good and reliable recommended everyone.

5
Really good and reliable recommended everyone. Customer service is perfect and helpful. Reviewed on: 4th June 2024

Full on 5 star experience every time

5
Full on 5 star experience every time Reviewed on: 4th June 2024

PayPal helps me out

5
Always use PayPal credit to help with clothes and other items when needed and don’t have enough money, mainly used on eBay or clothing stores ie next,Matalan,George. Reviewed on: 4th June 2024

First Class Company!

5
Fantastic service and quick to respond to queries. Reviewed on: 4th June 2024

PayPal offers a lot flexibility for consumers

5
PayPal offers a lot flexibility by interest free instalment .,4 months free interest and the interest rate is lower than other credit providers Reviewed on: 4th June 2024

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