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PayPal: PayPal Credit reviews

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4.91
Based on 58,745 reviews, last reviewed 11th Apr 2026
731700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

100% service from start to finish. Easy and brilliant to use. Useing PayPal when sometimes money can be tight. Reviewed on: 11th April 2026
Andy W's avatar
Andy W

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58745)

Effective for payments but not the clearest tracking...

4
Effective for payments but not the clearest tracking of what you’ve spent or how it’s been charged. Pending payments take balance out but then may revert later to credit purchase - confusing! Reviewed on: 4th June 2024
Sarah N's avatar
Sarah N

All good from first opening pay pal

5
All good from first opening pay pal Reviewed on: 4th June 2024
Tina 's avatar
Tina

I had great experience with PayPal credit.

5
I had great experience with PayPal credit. Reviewed on: 4th June 2024
A y's avatar
A y

Easy to pay any credit & use for paying at various p...

4
Easy to pay any credit & use for paying at various places Reviewed on: 4th June 2024
Jennifer J's avatar
Jennifer J

Excellent customer service

5
Excellent customer service they respond to queries really promptly I also use PayPal often to spread out the cost of my purchases this helps me stay within my monthly spending allowance. Payoal is also accepted by many retailer so it's my preferred way to pay for goods and services Reviewed on: 4th June 2024
Ku S's avatar
Ku S

5 star experience, fully protected so you feel safe...

5
5 star experience, fully protected so you feel safe when making purchases on line. Your card details are always protected so you feel safe your data is being protected. Online purches are fast and secure. Reviewed on: 4th June 2024
Robert Johnson 's avatar
Robert Johnson

PayPal credit - safe and convenient

5
It's convenient to use and a very safe method to pay with. You're protected by PayPal's buyer protection which is very useful. Reviewed on: 4th June 2024
John's avatar
John

Excellent service for budgeting just pay one off at...

5
Excellent service for budgeting just pay one off at a time Reviewed on: 4th June 2024
Saul R's avatar
Saul R

Easy access and very fast processing:)

5
Easy access and very fast processing:) Reviewed on: 4th June 2024
Joanna K's avatar
Joanna K

Really easy to use, although sometimes it's not an o...

5
Really easy to use, although sometimes it's not an obvious option on the shopping site but I'm not sure that's PayPals fault. Great offers in terms of credit and pay in installments. Reviewed on: 4th June 2024
Tash's avatar
Tash

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