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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177147 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177160)

Outstanding customer service have already recommende...

Outstanding customer service have already recommended paypal to my friends. Reviewed on: 11th June 2026

It’s been a blessing when you are out and about and...

It’s been a blessing when you are out and about and have not only PayPal credit card on apple wallet but the bigger Xmas purchases and birthday presents can now be purchased and paid off but by bit with 4 months zero interest. Reviewed on: 11th June 2026

Convenient and Reliable Credit Option

I’ve had a really positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the app, and the flexibility of spreading the cost of purchases has been really helpful. I’ve found it to be a convenient and reliable way to budget for larger purchases, and customer service has always been helpful when needed. Reviewed on: 11th June 2026

Excellent Service

Excellent Service , user friendly app Reviewed on: 11th June 2026

It's been fine

It's been fine, information is clear Reviewed on: 11th June 2026

Help when needed

Very good experience easy to apply very happy Reviewed on: 11th June 2026

Fantastic service app so simple easy to use

Fantastic service app so simple easy to use Reviewed on: 11th June 2026

I have been using PayPal for the last 13 years excel...

I have been using PayPal for the last 13 years excellent flexible service hope they don’t suspend my credit. Reviewed on: 11th June 2026

Always easy to use, quick efficient and fair

Always easy to use, quick efficient and fair Reviewed on: 11th June 2026

Flexible payments amazing experience all round.

Flexible payments amazing experience all round. I've used PayPal for years and it has never failed me. Keep up the good work. Reviewed on: 11th June 2026

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