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PayPal: PayPal Credit reviews

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4.91
Based on 58,792 reviews, last reviewed 11th Apr 2026
736200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My Experience always kept up to date with any spending, easy to set up payment plans Reviewed on: 11th April 2026
Audrey S's avatar
Audrey S

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026
Emilian R's avatar
Emilian R
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58792)

Trusted app

5
Can rely on PayPal….easy to use, widely accepted. What more could you ask for? Reviewed on: 4th June 2024
Julie T's avatar
Julie T

Used it for years, always brilliant

5
Used it for years, always brilliant Reviewed on: 4th June 2024
Nick C's avatar
Nick C

Im vary pleased with PayPals terms on purchases & th...

5
Im vary pleased with PayPals terms on purchases & the credit facility has immensely helped me. Reviewed on: 4th June 2024
khateeb sheikh's avatar
khateeb sheikh

So easy and quick to use

5
Go to for easy banking especially when going out with friends and sharing the bills! Reviewed on: 4th June 2024
mabooth29's avatar
mabooth29

My PayPal experience

4
Payments with PayPal is so easy and smooth, and the conditions of it are great too. Reviewed on: 4th June 2024
Cyrus Darya's avatar
Cyrus Darya

Excellent - Never had any issues

5
Excellent - Never had any issues Reviewed on: 4th June 2024
Ian L's avatar
Ian L

Easy to use and deal with

5
Have always dealt with my concerns or claims well. Payments go through without an issue. Reviewed on: 4th June 2024
Kirsty 's avatar
Kirsty

PayPal Credit is a very efficient and easy way to pa...

5
PayPal Credit is a very efficient and easy way to pay for transactions that you may need a little more time to pay off. It is widely available across a number of different companies and makes life a lot more doable knowing that you can pay using PayPal Credit , without the financial worry whilst still enjoying life’s luxuries. Reviewed on: 4th June 2024
Jacob C's avatar
Jacob C

I Enjoy using PayPal as it is fast and reliable.

5
I Enjoy using PayPal as it is fast and reliable. Reviewed on: 4th June 2024
PtrLaz's avatar
PtrLaz

I always used PayPal for any transaction and I have...

5
I always used PayPal for any transaction and I have no worries about any scammers.i trust PayPal with my hard earn money.paying with PayPal always been easy and quicker Reviewed on: 4th June 2024
Manpreet K's avatar
Manpreet K

Review PayPal: PayPal Credit now

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