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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175439)

It’s easy to use , it’s secure & I can pay even inte...

It’s easy to use , it’s secure & I can pay even interest free for 3-4 months Reviewed on: 10th June 2026

I find PayPal Credit easy to use and flexible

I find PayPal Credit easy to use and the interest is quick okay. I used it for my large purchases and the experience has been a good one. Reviewed on: 10th June 2026

Paypal credit limit is frustrating

Paypal credit limit is frustrating Reviewed on: 10th June 2026

PayPal have been like an extended family lending me...

PayPal have been like an extended family lending me money when I need a little helping hand. I love the flexibility, and the offers of 0% interest on certain purchases for 4mths, etc. I also like the wide variety of retailers where I can use my PayPal accounts, and pick how I pay. I have been a customer of PayPal for many years now, and they've always put me first when I encounter situations where I need my bank to have my back... They've recovered my money when I've been unfortunate. Brilliant app, too! Reviewed on: 10th June 2026

Really fast and convenient

Really fast with transactions even returning monies never had any problems and I know they would sort out any issues should they arise Reviewed on: 10th June 2026

It's the easiest way to pay, and I feel safer and mo...

It's the easiest way to pay, and I feel safer and more confident when using PayPal Reviewed on: 10th June 2026

My go to credit source.

My go to credit source. The pay in three option is a great way of spreading costs and the 0% interest over 4 months allows bigger purchases with more time to settle payments Reviewed on: 10th June 2026

simple and quick.

It is so simple and quick. I have had no difficulty using the ap. Reviewed on: 10th June 2026

so easy to use but most of all I know its a safe way...

so easy to use but most of all I know its a safe way to pay for online orders. No hacking no fuss just pay now and its taken from my chosen card/bank at a later date. I recommend it to all my friends Reviewed on: 10th June 2026

PayPal is excellent

PayPal is a credit to the credit services industry Reviewed on: 10th June 2026

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