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PayPal: PayPal Credit reviews

4.90
Based on 59,649 reviews, last reviewed 13th Apr 2026
813900% increase in 5 star reviews
in the past 90 days
3000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always used paypal with online transactions. Always used paypal with online transactions. Feel safe & secure. Easy to do Reviewed on: 13th April 2026
Farhad A's avatar
Farhad A

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026
YAS's avatar
YAS

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59649)

Easy money

5
Easy way how to get a nice holiday ☺️ Reviewed on: 5th June 2024

It allowed me to purchase what I needed in a quick way.

5
It allowed me to purchase what I needed in a quick way. Reviewed on: 5th June 2024

No problem on bit slow on payments

5
No problem on bit slow on payments Reviewed on: 5th June 2024

A very convenient and quick way to pay,

5
A very convenient and quick way to pay, Reviewed on: 5th June 2024

Easy to use and simple to understand

5
Easy to use and simple to understand, love the 4 month interest fee option for purchases over £99 Reviewed on: 5th June 2024

I use it for most purchases under my limit and I am...

5
I use it for most purchases under my limit and I am very happy doing so Reviewed on: 5th June 2024

Easy to use and see balance and make payments

4
Easy to use and see balance and make payments Reviewed on: 5th June 2024

Never had a problem using PayPal

5
Never had a problem using PayPal Reviewed on: 5th June 2024

So practical.

5
Never had to use the customer service, but I do think PayPal credit is amazing value for money. I got the Curve card so I can use PayPal on the high street and it’s brilliant! Reviewed on: 5th June 2024

Reliable

5
Very easy and reliable, not difficult Nd customer service are professional as well as supportive Reviewed on: 5th June 2024

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