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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175624 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175655)

Great piece of mind and security when buying on line

Great piece of mind and security when buying on line and great flexibility with the way you pay back... excellent all round. Also knowing PayPal is accepted almost anywhere many thanks Adam Reviewed on: 11th June 2026

4 months free credit on spend over £100

Great that you get 4 months free credit on everything over £100 - and you can pay it earlier if you want. No hassle. No applications, once you have the credit account, it's arranged. The website is also very clear when providing information on when the spend needs to be paid back. Reviewed on: 11th June 2026

Good Service

Service and apps is good easy to understand Reviewed on: 11th June 2026

Really great service

Never had a problem with PayPal, if I had any queries the customer service team were really helpful. Reviewed on: 11th June 2026

5 stars!

Overall great service, quick and easy to use Reviewed on: 11th June 2026

It’s trustable

It’s trustable and you can pay easily to buy everything that you need. I’ve been using PayPal for several years and have always found it reliable, secure, and easy to use. Sending and receiving money is quick, and the checkout process is smooth when shopping online. I also appreciate the buyer protection, which gives extra peace of mind. The mobile app is user-friendly, and transactions are clearly tracked. Overall, PayPal is a convenient and trustworthy payment service Reviewed on: 11th June 2026

In a current world where cost of living is making ev...

In a current world where cost of living is making everything unaffordable. PayPal makes shopping that little bit easier when you can use different options and can spread payments to make it a manageable amount. Reviewed on: 11th June 2026

Love PayPal.

Love PayPal. The fact you can have a credit card on the account is so much easier. If I don’t have my mobile I can just use my card. Reviewed on: 11th June 2026

pay in 4 and physical credit card - great provider

The pay in 4 option for purchases above £100 is brilliant for flexibility. Now they have a physical credit card too that can be used in stores so it's not limited to just online purchases. Reviewed on: 11th June 2026

I like the flexibility and safety of using Paypal.

I like the flexibility and safety of using Paypal. I like the fact that the offer the card now and give credit options as well. Reviewed on: 11th June 2026

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