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PayPal: PayPal Credit reviews

4.90
Based on 59,637 reviews, last reviewed 13th Apr 2026
813000% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

9 out of 10 I like the fact that Paypal has a physical card now. 4 mnths interest free are also very useful. I had an issue with one of my transactions and that w... Read more Reviewed on: 13th April 2026
Agata T's avatar
Agata T

Latest lowest rating:

1

Bad company No customer safety, I had item shown delivered and photo shown its been left somewhere where I cant find and PayPal couldn't help me due to tracking s... Read more Reviewed on: 13th April 2026
Martins S's avatar
Martins S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59637)

No problem on bit slow on payments

5
No problem on bit slow on payments Reviewed on: 5th June 2024

A very convenient and quick way to pay,

5
A very convenient and quick way to pay, Reviewed on: 5th June 2024

Easy to use and simple to understand

5
Easy to use and simple to understand, love the 4 month interest fee option for purchases over £99 Reviewed on: 5th June 2024

I use it for most purchases under my limit and I am...

5
I use it for most purchases under my limit and I am very happy doing so Reviewed on: 5th June 2024

Easy to use and see balance and make payments

4
Easy to use and see balance and make payments Reviewed on: 5th June 2024

Never had a problem using PayPal

5
Never had a problem using PayPal Reviewed on: 5th June 2024

So practical.

5
Never had to use the customer service, but I do think PayPal credit is amazing value for money. I got the Curve card so I can use PayPal on the high street and it’s brilliant! Reviewed on: 5th June 2024

Reliable

5
Very easy and reliable, not difficult Nd customer service are professional as well as supportive Reviewed on: 5th June 2024

Love it!!

5
absolutely love it , handy to have and quick and easy to use. Reviewed on: 5th June 2024

Easy to use payment options plus good security

5
Easy to use payment options plus good security Reviewed on: 5th June 2024

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