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PayPal: PayPal Credit reviews

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4.90
Based on 59,628 reviews, last reviewed 13th Apr 2026
812500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service able to work out finances and feel safe Great service able to work out finances and feel safe Reviewed on: 13th April 2026
Joan t's avatar
Joan t

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59628)

It allowed me to purchase what I needed in a quick way.

5
It allowed me to purchase what I needed in a quick way. Reviewed on: 5th June 2024
AK's avatar
AK

No problem on bit slow on payments

5
No problem on bit slow on payments Reviewed on: 5th June 2024
Neville R's avatar
Neville R

A very convenient and quick way to pay,

5
A very convenient and quick way to pay, Reviewed on: 5th June 2024
Steven W's avatar
Steven W

Easy to use and simple to understand

5
Easy to use and simple to understand, love the 4 month interest fee option for purchases over £99 Reviewed on: 5th June 2024
Neil John Dale's avatar
Neil John Dale

I use it for most purchases under my limit and I am...

5
I use it for most purchases under my limit and I am very happy doing so Reviewed on: 5th June 2024
Gary m's avatar
Gary m

Easy to use and see balance and make payments

4
Easy to use and see balance and make payments Reviewed on: 5th June 2024
Dan's avatar
Dan

Never had a problem using PayPal

5
Never had a problem using PayPal Reviewed on: 5th June 2024
Kwhitey's avatar
Kwhitey

So practical.

5
Never had to use the customer service, but I do think PayPal credit is amazing value for money. I got the Curve card so I can use PayPal on the high street and it’s brilliant! Reviewed on: 5th June 2024
Jennifer Kelly's avatar
Jennifer Kelly

Reliable

5
Very easy and reliable, not difficult Nd customer service are professional as well as supportive Reviewed on: 5th June 2024
Abena G's avatar
Abena G

Love it!!

5
absolutely love it , handy to have and quick and easy to use. Reviewed on: 5th June 2024
Gemma W's avatar
Gemma W

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