Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175749)

Pay Pal safe and straightforward

Pay Pal is very convenient and safe place to pay for service. Excellent customer service. You choose to pay in 3 too. Reviewed on: 11th June 2026

Very useful credit .

Very useful credit .. simple and good rate Reviewed on: 11th June 2026

Easy to use and get points to spend, perfect.

Very easy to use online and in store and now I get points to spend as well. Reviewed on: 11th June 2026

I’ve already recommended PayPal credit to my friend.

I’ve already recommended PayPal credit to my friend. It’s easy to use & understand. Reviewed on: 11th June 2026

Very easy to use app and very easy to pay it back.

Very easy to use app and very easy to pay it back. Very reliable as well to send and receive money. Reviewed on: 11th June 2026

Very pleased with the ease of use and the number of...

Very pleased with the ease of use and the number of retailers who allow payment via yourselves . Queries on account or payments not always so efficient Reviewed on: 11th June 2026

App is so easy to use, and best offers all year round!

App is so easy to use. Offers are always best on market. PayPal credit is one of most convenient services I’ve used. Reviewed on: 11th June 2026

Incredibly easy and convenient to use.

Incredibly easy and convenient to use. Reviewed on: 11th June 2026

Always in control

I always feel in control with PayPal and their app is very easy to use. Reviewed on: 11th June 2026

Never had any problems with PayPal at all.

Never had any problems with PayPal at all. Making payments on purchases is easy, making payments on balance is as simple as it can be. Always had great service when it comes to solving issues with refunds and returns. Monitored usage to protect against fraud is a real bonus too Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3845 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97462 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub