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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59608 reviews)

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4.90

Based on 59,608 reviews, last reviewed 13th Apr 2026

810700% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel secure making purchases online with PayPal. I feel secure making purchases online with PayPal. If an online company doesn't accept PayPal, I don't buy anything from them! PayPal deals with ref... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59608)

Easy to use payment options plus good security

Easy to use payment options plus good security Reviewed on: 5th June 2024

The best online credit you can use

Always use PayPal for convenience and ease of use . No better online credit is as quick and safe . Reviewed on: 5th June 2024

Have used PayPal credit on lots of occasions and cur...

Have used PayPal credit on lots of occasions and currently have a balance find it easy to pay off debt with pay in three or four Reviewed on: 5th June 2024

Always there when you need an online purchase

Always there when you need an online purchase Reviewed on: 5th June 2024

Pay pal offers excellent flexibility either pay toda...

Pay pal offers excellent flexibility either pay today, split over 3 equal payments or fours months interest free you decide. Really helpful and allows you to make great choices that also can be supported financially Reviewed on: 5th June 2024

Very usefull as it is there when you need it and rep...

Very usefull as it is there when you need it and repayment are good if paying over time Reviewed on: 5th June 2024

Very good with your money.

Very good with your money. Their customer service is amazing and always there to help and assist you Reviewed on: 5th June 2024

Easy straight forward credit

I love the pay in 3 and also 4 months interest free on purchases - really helps me budget my bigger purchases. Reviewed on: 5th June 2024

I have used this many times and it is really helpful.

I have used this many times and it is really helpful. Especially if you use the 3 months repayment plan Reviewed on: 5th June 2024

Found PayPal very useful when buying larger items wi...

Found PayPal very useful when buying larger items with high value as I could spread the cost over three months at no extra charge Reviewed on: 5th June 2024

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