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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175924)

Always a quick and efficient way of spreading cost

Always a quick and efficient way of spreading cost Reviewed on: 11th June 2026

Great Service minor flaws with how quick payments show

Approval is fine and everything else is streamline. The new card you get is fantastic. The only thing that would be a negative is that if you pay using the card or pay an amount of the card it can take a long time to actually show on the app or statement. Reviewed on: 11th June 2026

Paypal made it easy.

Paypal made it easy to apply and set up my credit card account, and using the app its really easy to manage my balance , make payments and track offers. The interest free offer for 4 months also makes it a great account fir larger purchases. Reviewed on: 11th June 2026

Never had any problems using PayPal

Never had any problems using PayPal Reviewed on: 11th June 2026

So convenient!

I’ve used PayPal and PayPal credit for years now.i like how easy it is to use and keep track of. it’s allowed me to make larger purchases whilst spreading the cost over 3/4 months without interest. I’ve also used the PayPal debiy card and earned points to spend which is brilliant! Reviewed on: 11th June 2026

Quck and Easy

It is so fast to check out, making shopping less stressful, and earning points is an added bonus. Reviewed on: 11th June 2026

excellent and i can buy thing very easy with my...

excellent and i can buy thing very easy with my paypal Reviewed on: 11th June 2026

This is the best finance option I had in my life spe...

This is the best finance option I had in my life specially when it comes to 0% interest with 3-4 years option. Also now it comes with rewards points which help more while pursuing. Hope the make contract with every big seller so things will be easy for paypal user. Reviewed on: 11th June 2026

So easy, great rate of interest, easy site to keep u...

So easy, great rate of interest, easy site to keep up with, good old fashioned service but right up to date. Reviewed on: 11th June 2026

Easy to use .

Easy to use . Transactions are easily tracked. Reviewed on: 11th June 2026

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