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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,543 reviews, last reviewed 12th Apr 2026
805000% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm very satisfied with my account. I'm very satisfied with my account. Reviewed on: 12th April 2026
Ciprian D's avatar
Ciprian D

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59543)

It is very flexible.

5
It is very flexible. I like that it is interest free for the first couple of months Reviewed on: 5th June 2024
sara.olajide@yahoo.co.uk's avatar
[email protected]

For everyday uses are ok so easy to use and good for...

5
For everyday uses are ok so easy to use and good for finaces Reviewed on: 5th June 2024
Iman's avatar
Iman

Excellent Service

5
Excellent way to spread the cost of larger purchases . Easy to manage your account Reviewed on: 5th June 2024
Tracey M's avatar
Tracey M

Helpful east to use straight forward

5
Always very helpful, and so simple to use . Perfect accessible app easy to navigate no silly adds. Reviewed on: 5th June 2024
Benjamin Williams's avatar
Benjamin Williams

Paypal credit have a low rate , sending notification...

4
Paypal credit have a low rate , sending notifications before taking the payment Reviewed on: 5th June 2024
Guede l's avatar
Guede l

Very good for spreading the cost over 4 months with...

5
Very good for spreading the cost over 4 months with zero interest. Reviewed on: 5th June 2024
Yasmin A's avatar
Yasmin A

Perfect Paypal

5
Never had any issues with Pay Pal. Always exceptional customer service Reviewed on: 5th June 2024
Cheryl M's avatar
Cheryl M

Pay pal is No: 1

5
No issues, very quick to help with any problems Reviewed on: 5th June 2024
OGz AJay's avatar
OGz AJay

Flexibility

5
So convenient to have a breathing space to make a payment when it suits you Reviewed on: 5th June 2024
Clive Parkes's avatar
Clive Parkes

Good experience no hassle easy ti use

5
Good experience no hassle easy ti use Reviewed on: 5th June 2024
Akhtar M's avatar
Akhtar M

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