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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176012 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176012)

The best one to have

Its very helpful expecially when you dont have the extra it comes in handy Reviewed on: 11th June 2026

Really easy to use and the app is great

Really easy to use and the app is great Reviewed on: 11th June 2026

Perfect company.

Perfect company. Faultless. Much better than Klarna. I wouldn’t trust anyone else. Reviewed on: 11th June 2026

Excellent service!

Excellent service! Easy to use! I like the Apple Pay feature so you can use it in stores too and not just online, it would be good to be able to use the pay in three feature in the stores too! But overall great! Reviewed on: 11th June 2026

The charges are very clear and customer friendly

The charges are very clear and customer friendly Reviewed on: 11th June 2026

Trouble free transactions every time.

If I ever have an issue with a purchase, PayPal step in and get it sorted quickly and efficiently, recommend the security of PayPal when making any purchase. Reviewed on: 11th June 2026

Easy to use

Easy to use and setup a direct debit for. Notifications for payments are well in advance and in the odd occasion I've needed to use buyer protection PayPal has always had me covered. Reviewed on: 11th June 2026

It’s just been so easy.

It’s just been so easy. And with the app everything is clear. Reviewed on: 11th June 2026

14 years with PayPal

I have been with PayPal for 14 years and in that time, I've only had issues twice. On both occasions, PayPal fixed these issues for me in a matter of minutes. The first time I had an issue, someone was buying stuff on my eBay and PayPal were able to step in and put a stop to it. The second time, I was receiving scam calls from someone pretending to be PayPal and I contacted PayPal about it who took note of the number and went through my account and assured me that everything is fine. Reviewed on: 11th June 2026

Excellent service.

Excellent service. No hassle at all. I would recommend this to all. Reviewed on: 11th June 2026

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