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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,500 reviews, last reviewed 12th Apr 2026
800800% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and facilities. Great service and facilities that make use straight forward Reviewed on: 12th April 2026
Jeffrey W's avatar
Jeffrey W

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59500)

Simple to use and fast payment option.

5
Simple to use and fast payment option. Reviewed on: 5th June 2024
Philip 's avatar
Philip

Easy to use

5
No problem to use saves finding my bank account details when buying on line Reviewed on: 5th June 2024
Sarah W's avatar
Sarah W

I find the PayPal credit option a gamechanger

5
I find the PayPal credit option a gamechanger for myself, as it allows me to make significant purchases that would usually cause my current account balance to drop below a desirable level. Reviewed on: 5th June 2024
M J SHAWMEISTER's avatar
M J SHAWMEISTER

Really easy to use good rates lots of options for ho...

5
Really easy to use good rates lots of options for how to repay. Would recommend and really good app Reviewed on: 5th June 2024
Antony 's avatar
Antony

Excellent services.

5
Excellent services. Never disappointed. Integrity and always ready to assist you. Reviewed on: 5th June 2024
IOU's avatar
IOU

Easy process

5
PayPal credit is straight forward and easy to apply for Reviewed on: 5th June 2024
TF 's avatar
TF

0% interest PayPal Credit

5
I often use the 0% interest PayPal Credit facility, spreading the payments over 4 months. This has helped out on larger items and makes sense, a clear easy way to spread the costs. Reviewed on: 5th June 2024
Ian G's avatar
Ian G

PayPal credit I found always very helpful to buy thi...

5
PayPal credit I found always very helpful to buy things on websites who have PayPal option,I have good experience with the customer service they always tried to help me as much they can and my credit limit is increased as I make payments on time Reviewed on: 5th June 2024
Kenneth 's avatar
Kenneth

Very convenient and easy to use.

5
Very convenient and easy to use. Payment in 3 installments is fantastic. Highly recommended. Customer support is second to none. They do a good job at putting your mind at ease when you have concerns about your account. Reviewed on: 5th June 2024
Karen M's avatar
Karen M

Every experience has been great, wonderful customer...

5
Every experience has been great, wonderful customer service and great protection if a sale goes wrong! Reviewed on: 5th June 2024
Theresa 's avatar
Theresa

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