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PayPal: PayPal Credit reviews

4.90
Based on 59,455 reviews, last reviewed 12th Apr 2026
796700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Greater peace of mind, excellent service, easy-to-view bank statement with transactions. Reviewed on: 12th April 2026
Nuno Grade's avatar
Nuno Grade

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59455)

All of my online shopping is by paypal if there is n...

5
All of my online shopping is by paypal if there is no option for paypal I will not buy Reviewed on: 5th June 2024

Paypal is the Best paypal credit and flexible you d...

5
Paypal is the Best paypal credit and flexible you don't have to worry about anything when you need to purchase something on online Reviewed on: 5th June 2024

Straight forward and easy

5
Straight forward and easy to sort out any issues. Great value and so far reliable. I feel safer paying for things this way rather than giving your bank details out. Reviewed on: 5th June 2024

Must have for any PayPal account holder.

5
PayPal credit is a must have for anyone who wants to purchase a higher priced item but would like more time to pay it off. The process is very smooth and easy to use. Sometimes PayPal credit have offers where you can spend out the costs of your purchase over a longer period of time. Reviewed on: 5th June 2024

PayPal credit is so easy to use - Great to...

5
PayPal credit is so easy to use - Great to have Reviewed on: 5th June 2024

PayPal has been good for paying for things quickly w...

5
PayPal has been good for paying for things quickly would be great to have a contactless PayPal option for smart phones Reviewed on: 5th June 2024

It's a yes from me

5
Easy and quick to use. PayPal Credit gives you the option to pay in installments,interest free over a period of time. Movement through the webpage is simple to use and the dashboard review page shows you a fab overview of your account. Reviewed on: 5th June 2024

I have used PayPal credit multiple times and my expe...

5
I have used PayPal credit multiple times and my experience has been great it has helped greatly. Reviewed on: 5th June 2024

0% offers, pay in 3 option.

5
0% offers, pay in 3 option. Lots of retailers have PayPal as an option. Easy to set up an account, easy to use to make purchases and secure Reviewed on: 5th June 2024

Very help for getting to work due to work.

5
Very help for getting to work due to work. Reviewed on: 5th June 2024

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