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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176033)

Fantastic easy to use service!

5
Fantastic easy to use service. Highly recommended ! Reviewed on: 11th June 2026

Prosto, jasno, klarownie, wszystko w aplikacji

5
Prosto, jasno, klarownie, wszystko w aplikacji Reviewed on: 11th June 2026

Extremely efficient supper fast results

5
Extremely efficient supper fast results Reviewed on: 11th June 2026

Great 0% offers.

5
Great 0% offers. Whether it's over 4 months or longer. Reviewed on: 11th June 2026

I use it every week the app is easy to use and keep...

5
I use it every week the app is easy to use and keep track of my spending and promotion offers 0% for 4 months when you spend £100 and now I have even more places to use the credit with the credit card. Reviewed on: 11th June 2026

Can’t fault at all it’s a blessing

5
Can’t fault at all it’s a blessing Reviewed on: 11th June 2026

Sometimes refunds might be hard to explain with auto...

5
Sometimes refunds might be hard to explain with automated questions Reviewed on: 11th June 2026

PayPal has helped me a lot.

5
PayPal has helped me a lot. I rely on PayPal to buy groceries, meals & clothes when I don’t have enough money on my debit account. Reviewed on: 11th June 2026

Good when I needed them

4
I haven’t needed help often but they were very helpful when I did need it. I had an issue with an item being misplaced to me from China. The company wanted me ton send it back but the postage was more than the item. I raised a complaint with PayPal and they sorted the refund for me. Reviewed on: 11th June 2026

It has been really efficient and easy to use, no has...

5
It has been really efficient and easy to use, no hassle at all Reviewed on: 11th June 2026

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