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PayPal: PayPal Credit reviews

4.90
Based on 59,419 reviews, last reviewed 12th Apr 2026
793600% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy process and everything is easily available... Very easy process and everything is easily available to access Reviewed on: 12th April 2026
Zachry 's avatar
Zachry

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59419)

Tested and secured Transaction.

5
Whenever I make payment using PayPal, I'm confident that my money is safe and the transaction is secured. Reviewed on: 5th June 2024

Secure and safe transactions.

5
I use Paypal for security reasons , they give me the peace of mind to have them take care of my transactions and when things go wrong , and I’m not happy with a purchase they are there to sort it all out for me , to either get my money back or to have them in my corner to make the transaction go smoothly, and knowing full well that they have the power to get my money back if that’s the case, not only that they are a pleasure to communicate with a brilliant after-care service. Reviewed on: 5th June 2024

Offers great flexibility in terms of payment

5
Offers great flexibility in terms of payment Reviewed on: 5th June 2024

Convenient payments to make it easier.

5
Convenient payments to make it easier. Reviewed on: 5th June 2024

Needed to pay for an expensive trip, wasn’t prepare...

5
Needed to pay for an expensive trip, wasn’t prepared for that opportunity. PayPal credit was there. Reviewed on: 5th June 2024

Really useful service such as pay in 3 and excellent...

5
Really useful service such as pay in 3 and excellent for financial planning and management. Reviewed on: 5th June 2024

Great and Easy

5
It’s always very quick and easy to use Reviewed on: 5th June 2024

PayPal credit gave me an opportunity to buy most thi...

4
PayPal credit gave me an opportunity to buy most things I need that I could not have been able to pay cash for. Reviewed on: 5th June 2024

Paypal helps to pay by 3 if you need something but d...

5
Paypal helps to pay by 3 if you need something but dont have all the money for. Its also good to pay with ebay so fraud doesnt happen. Reviewed on: 5th June 2024

I love using paypal credit

5
I love using paypal credit because it safe easy to use and customer service is good Reviewed on: 5th June 2024

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