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PayPal: PayPal Credit reviews

4.90
Based on 59,357 reviews, last reviewed 12th Apr 2026
787700% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service from paypal always good replies to... Excellent service from paypal always good replies to any queries Reviewed on: 12th April 2026
John 's avatar
John

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59357)

PayPal has supported me massively as I am living on...

5
PayPal has supported me massively as I am living on my own at the age of 26 and struggle with the rise of living costs Reviewed on: 4th June 2024

Love and excellent way to pay back the money...

5
Love Reviewed on: 4th June 2024

Very easy to use and more convenient

5
Very easy to use and more convenient Reviewed on: 4th June 2024

Fantastic

5
No hassle at all. Ive got very high credit limit Reviewed on: 4th June 2024

Always straight forward, easy application to use.

5
Always straight forward, easy application to use. Reviewed on: 4th June 2024

Fantastic 4-month payment offer.

5
Fantastic 4-month payment offer. Very helpful customer service Reviewed on: 4th June 2024

PayPal is easy payment method - no fuss

5
PayPal is such an easy method payment and you don’t have to keep providing addresses for every purchase you make to be delivered to your property Reviewed on: 4th June 2024

PayPal credit is the best way to pay for your shoppi...

5
PayPal credit is the best way to pay for your shopping when you cant aford to pay cash Reviewed on: 4th June 2024

Always there for me when I need you

5
Always there for me when I need you, no delays, no problems…perfect Reviewed on: 4th June 2024

Never had any problems excellent

5
Never had any problems excellent Reviewed on: 4th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review