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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

Highly Rated

PayPal credit has given me many opportunities to have things and create memories that normally would not have been possible Reviewed on: 11th June 2026

PayPal is so convenient to use.

PayPal is so convenient to use. Makes purchasing and managing payments easier in an ever increasingly demanding world. Reviewed on: 11th June 2026

Customer service was excellent.

Customer service was excellent. Very helpful Reviewed on: 11th June 2026

Easy to use brilliant safe guarding of you information

Easy to use brilliant safe guarding of you information Reviewed on: 11th June 2026

Always reliable.

Always reliable. I use Paypal as a second layer of protection, when I'm unsure about the sites I'm buying from and don't want to use my cards directly. Reviewed on: 11th June 2026

Never had a problem with them they are very good...

Never had a problem with them they are very good Reviewed on: 11th June 2026

Simple, swift and very efficient.

Simple, swift and very efficient. Great system for all. Reviewed on: 11th June 2026

PAYPAL will always be my first choice..

I've used PayPal for a good number of years now and every time I have contacted you, I have had nothing but the best service I could wish for. Thank you, for all your help. Reviewed on: 11th June 2026

I’ve used PayPal credit for quite some time now, the...

I’ve used PayPal credit for quite some time now, the app is simple to use and they’ve made it so easy to select them as my payment method. Best credit app I’ve used yet Reviewed on: 11th June 2026

Great service and reliable.

Great service and reliable. Many layer of protection and new easy ways of payment Reviewed on: 11th June 2026

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