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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176068 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176122)

East fast convenient go for it

East fast convenient help when needed I recommend it Reviewed on: 11th June 2026

Highly recommended

Nice and easy to use, I’d recommend to everyone! The app is fab and easy to navigate, never had any issues. The whole process takes 5 minutes and it’s easy to follow, no glitches at all! Reviewed on: 11th June 2026

Paypal straightforward lending without the fuss

Paypal offers a straightforward and accessible service, providing quick and hassle-free review and payment options without the usual complications of short-term lending. Reviewed on: 11th June 2026

I would highly recommend using PayPal to purchase it...

I would highly recommend using PayPal to purchase items and use their 4 month payback with no interest. I have encountered problems with purchases over many years and I can always guarantee that PayPal will retrieve my money and the Customer Service always willing to help me., calm me down when I panick over Scam purchases. Excellent Service for many years now. Thank you Reviewed on: 11th June 2026

Paypal made things affordable for us

Paypal made things affordable for us Reviewed on: 11th June 2026

Never had an issue and making and taking payments is...

Never had an issue and making and taking payments is far easier than any other service I’ve used. Reviewed on: 11th June 2026

Great flexibility and excellent app

It gives me great flexibility to order more items for choice and spread the cost over 3 months and the refunds are very prompt. The app is excellent and allows me to keep an eye on my spending and when payments are going out from my bank. Reviewed on: 11th June 2026

PayPal Credit is a reliable and customer friendly pa...

PayPal Credit is a reliable and customer friendly payment processing service. The service is recognised payment method and is available on most platforms and retailers. PayPal Credit has an easy to use interface and customer service is available during the week. Reviewed on: 11th June 2026

Always professional and very quick to help with any...

Always professional and very quick to help with any issues Reviewed on: 11th June 2026

Super efficient payments

Absolutely brilliant easy to use and very safe Reviewed on: 11th June 2026

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