Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,315 reviews, last reviewed 12th Apr 2026
783800% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for years. I've used PayPal for years. I had problems with an online store. PayPal was brilliant sorted the whole thing so I had no worries or stress. I alwa... Read more Reviewed on: 12th April 2026
Joanne S's avatar
Joanne S

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (59315)

I like it is simple and easy to repay

5
I like it is simple and easy to repay Reviewed on: 4th June 2024
Sufijanna S's avatar
Sufijanna S

PayPal credit is always helpful for spending and pay...

5
PayPal credit is always helpful for spending and paying in instalments Reviewed on: 4th June 2024
Amandeep 's avatar
Amandeep

A wonderful and excellent application that saves mon...

5
A wonderful and excellent application that saves money and helps overcome economic obstacles in life. Thank you. Reviewed on: 4th June 2024
Salim youssef 's avatar
Salim youssef

had I lovely experience.

5
had I lovely experience. surely I will recommend to friends and family Reviewed on: 4th June 2024
Aziz Baig's avatar
Aziz Baig

It’s good service I always use it

5
It’s good service I always use it Reviewed on: 4th June 2024
Zafar Mirza's avatar
Zafar Mirza

I like how transparent PayPal is and I use it for al...

5
I like how transparent PayPal is and I use it for all transactions where possible because of buyer protection and the ability to use paypal credit or pay in 3 for larger buys. Reviewed on: 4th June 2024
Shakka's avatar
Shakka

Fabulous experience, love using it to shop

5
Fabulous experience, love using it to shop Reviewed on: 4th June 2024
Melanie H's avatar
Melanie H

Good and convenient to make online payment

4
Good and convenient to make online payment Reviewed on: 4th June 2024
Victor O's avatar
Victor O

Very easy and good to use.

5
Very easy and good to use. Safe and love that don't have to give my details out. Would definitely recommend to use as it has good rates Reviewed on: 4th June 2024
Michelle p's avatar
Michelle p

There when needed

5
Really helped me in my time of need , with bills and cost of living , easy to use app too Reviewed on: 4th June 2024
Claire L's avatar
Claire L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill