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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176250)

I have been using PayPal for over five years now.

I have been using PayPal for over five years now. They seems to come up with new services options for us customers quite often. They have got different options for different needs. Reviewed on: 11th June 2026

customer services very efficient.

customer services very efficient., pay in 4 months is a great option. Reviewed on: 11th June 2026

20 years as a Paypal customer

Mostly positive experiences with paypal over the last 20 years. Customer services are excellent when you can speak to a real person. The automated chat can be frustrating. Reviewed on: 11th June 2026

Very easy to use and with promotional offer, ,it giv...

Very easy to use and with promotional offer, ,it gives that reassurance that you will not be paying extra Reviewed on: 11th June 2026

Helpful spending

Has helped me to manage my spending without getting out of control. Reviewed on: 11th June 2026

Easy to manage

Wasn’t use and manage promotional offers in the app. Reviewed on: 11th June 2026

Convenient way to pay

Great for spreading purchases as interest isn’t added for 4 months Reviewed on: 11th June 2026

It’s fab

I’ve used PayPal now for over 10 years I couldn’t be without it Reviewed on: 11th June 2026

Really convenient way to make a payment, always ther...

Really convenient way to make a payment, always there when you need it. Reviewed on: 11th June 2026

Easy and simple to use.

Easy and simple to use. Widely accepted. Reviewed on: 11th June 2026

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