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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 59,258 reviews, last reviewed 12th Apr 2026
779000% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is always my preferred payment option when ma... PayPal is always my preferred payment option when making online purchases. I like the security and the availability to pay in 4 Reviewed on: 12th April 2026
Rob R's avatar
Rob R

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026
Ann W's avatar
Ann W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59258)

The way credit should be.

5
Always easy and quick to use . Never a hassle. Reviewed on: 4th June 2024
Thomas T's avatar
Thomas T

easy to use

4
Found them very easy to use with no problems. Reviewed on: 4th June 2024
Fiona D's avatar
Fiona D

Excellent .

5
Easy access for credit and no internet for 4 months. Reviewed on: 4th June 2024
Johnson P's avatar
Johnson P

Safe to use specially if you are going to do...

5
Safe to use specially if you are going to do refund Reviewed on: 4th June 2024
Maria's avatar
Maria

Amazing service and very helpful

5
Amazing service and very helpful Reviewed on: 4th June 2024
Connor B's avatar
Connor B

Really easy to use and very helpful and clear

5
Really easy to use and very helpful and clear Reviewed on: 4th June 2024
Zeta's avatar
Zeta

Paypal credit

5
Paypal credit is good for spreading payments out.. 3 months interest free which is very good. Reviewed on: 4th June 2024
katy troll's avatar
katy troll

Love PayPal

5
Been using PayPal for a while now its so easy to pay back with PayPal and so flexible Reviewed on: 4th June 2024
Lee C's avatar
Lee C

PayPal credit is much more convenient for payment.

5
PayPal credit is much more convenient for payment. It gives you time to pay and sometimes you getting interest free installment. Which is great. Reviewed on: 4th June 2024
Nana A's avatar
Nana A

Always good service with PayPal

5
Always good service with PayPal if anything goes wrong, payments are easy and quick, never had anything go wrong with a transaction, keeps data safe and feel much more confident in online shopping with the added security. Reviewed on: 4th June 2024
Alj's avatar
Alj

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