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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176362)

They have my back

Ease of payment and clarity of transactions Reviewed on: 11th June 2026

very good and helpful- i use paypal as often as...

very good and helpful- i use paypal as often as i can Reviewed on: 11th June 2026

I never have had any issues.

I never have had any issues. Paying in 4 months interest free is a great financial help Reviewed on: 11th June 2026

Easy to use

I always used PayPal always being easy and safe transaction Reviewed on: 11th June 2026

Easy to apply and easy to use

Easy to apply and easy to use Go on app and you can see your spend and when you will need to start paying interest. So helpful for budgeting in today’s climate Reviewed on: 11th June 2026

Very good experience!

Very good experience with purchasing items online Reviewed on: 11th June 2026

Experience staff with good communication

Experience staff with good communication Reviewed on: 11th June 2026

Great secure easy flexible .

Great secure easy flexible . More and more retailers are allowing PayPal now. Pay in is good Reviewed on: 11th June 2026

Payments & refunds

Easy to use, payments & refunds are processed quickly Reviewed on: 11th June 2026

easy to use app and great value.

easy to use app and great value. Reviewed on: 11th June 2026

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