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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59213 reviews)

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4.91

Based on 59,213 reviews, last reviewed 12th Apr 2026

774700% increase in 5 star reviews

in the past 90 days

2500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent value for money quality service , the app... Excellent value for money quality service , the app is so easy to use Reviewed on: 12th April 2026

Latest lowest rating:

2

Money for balance takes long to pay The money taken from the account after you make a payment for credit balance takes too long and sometimes you end up with charges if you forget it ha... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59213)

Really good customer service.

Really good customer service. I had some issues with a seller and called them up and they refunded all my money Reviewed on: 4th June 2024

Having to pay in four instalments interest free is a...

Having to pay in four instalments interest free is a non brainer Reviewed on: 4th June 2024

Great value

Great value and great option. Better than a credit card Reviewed on: 4th June 2024

Paypal credit is easy to use convenient

Paypal credit is easy to use convenient Reviewed on: 4th June 2024

Easy to use and extremely helpful when there’s a pro...

Easy to use and extremely helpful when there’s a problem Reviewed on: 4th June 2024

GREAT TO HAVE!

QUICK AND EAST TO USE SO I CAN GET WHATEVER I NEED STRAIGHT AWAY WITHOUT ANY PROBLEMS! Reviewed on: 4th June 2024

Good credit card

Happy with PayPal credit have good offers for interest free. Reviewed on: 4th June 2024

every time I paid with PayPal account, I trust if so...

every time I paid with PayPal account, I trust if something is wrong definitely PayPal help me and find my money back from the seller Reviewed on: 4th June 2024

Spread the cost with PayPal credit!

PayPal credit is a great way to spread the cost for bigger purchases, I often get my concert tickets this way as they are announced last minute and I often don’t have time to save for them! PayPal credit gives me 4 months to pay with 0% interest. Flexible payments make it sooo much easier! Reviewed on: 4th June 2024

Always use paypal credit, the app is easy ro underst...

Always use paypal credit, the app is easy ro understand and easy to use, no hidden charges Reviewed on: 4th June 2024

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