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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176490)

Great credit

I love the fact that on expensive buys a get 3months at zero % interest, allows me to get things without worry. The app is easy to use, with the right amount of communication Reviewed on: 11th June 2026

I feel protected paying with them!

I feel protected paying with them! Good experience. Quick and easy to use. It is my preferred method of payment as address etc is on there already. I don’t need to make accounts in places here. Highly recommend Reviewed on: 11th June 2026

Paypal credit

Been a great help getting 4 months interest free credit and having my purchases protected. Reviewed on: 11th June 2026

very easy to use, great user experience

very easy to use, great user experience Reviewed on: 11th June 2026

Functionally fab and smooth service

The function and availability of PayPal credit is great, it's helped me out souch and so straight forward to an use and manage. Reviewed on: 11th June 2026

I used and PayPal is trusted and flexible service

I used and PayPal is trusted and flexible service Reviewed on: 11th June 2026

App very easy to use, good notifications and payment...

App very easy to use, good notifications and payment options. Transactions processed promptly. Reviewed on: 11th June 2026

Been using PayPal credit for years!

Been using PayPal credit for years, excellent credit line. Reviewed on: 11th June 2026

PayPal credit has helped me pay for services I could...

PayPal credit has helped me pay for services I couldn't afford at the time, I know exactly what is owed by the app and can pay little and often before the statement arrives. Reviewed on: 11th June 2026

Easy to make payments and meet my requirements.

Easy to make payments and meet my requirements. I like the way it all works Reviewed on: 11th June 2026

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