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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59170 reviews)

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4.91

Based on 59,170 reviews, last reviewed 12th Apr 2026

771000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is the best and safest way to pay online. I had a problem before where I bought some things online and didn't receive them. When I notified PayPal, I received a full refund. I make all my onli... Read more Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59170)

All ways easy to use weather you pay outright or in...

All ways easy to use weather you pay outright or in three instalments or credit easier than bank loans Reviewed on: 4th June 2024

Easy to use, app is simple.

Easy to use, app is simple. Great at reminding you Reviewed on: 4th June 2024

My go to option when I need credit

So easy to use and great customer service when I needed it. 10 out of 10 ! Reviewed on: 4th June 2024

Very helpful staff when I had a query about my direc...

Very helpful staff when I had a query about my direct debit. They adjusted the payment to keep me pn track to pay off without incurring interest Reviewed on: 4th June 2024

Any problem and their customer help is brilliant

Any problem and their customer help is brilliant Reviewed on: 4th June 2024

Straightforward and convenient.

Straightforward and convenient. Transactions feel very safe and secure. Reviewed on: 4th June 2024

Easy to use with very low interest.

Easy to use with very low interest. Reviewed on: 4th June 2024

Easy to use and convenient at checkout.

Easy to use and convenient at checkout. Easy to pay off as many times as you like in the month. Reviewed on: 4th June 2024

Enjoyable:Thank you so much for helping me to get wh...

Enjoyable:Thank you so much for helping me to get what I couldn't afford in one go.You let me me achieved my goal Reviewed on: 4th June 2024

Great service, easy to use.

Great service, easy to use. The option to pay over time is handy. Reviewed on: 4th June 2024

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