Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176573)

Good service.

Good service. Always there when needed. Reviewed on: 11th June 2026

PayPal Experience

Excellent company to deal with. Website and app are very easy to navigate and understand and provide you with any information that you are looking for with a couple of clicks. Correspondence via e-mail very detailed and informative#. Reviewed on: 11th June 2026

Paypal haseverything I need

Paypal has everything I need excellent service when you need it Reviewed on: 11th June 2026

It’s good

It’s good but one time was very hard getting in touch with them Reviewed on: 11th June 2026

Been using PayPal for years it's the best way to tra...

Been using PayPal for years it's the best way to transfer and receive payments , checkout is simple and any problems CS are very helpful Reviewed on: 11th June 2026

Excellent

Had nothing but a great experience with PayPal when I've had an issue it has been easy to make contact and resolve any queries or issues I have experienced Reviewed on: 11th June 2026

I feel safe shopping online and the various options...

I feel safe shopping online and the various options for payment make budgeting easy Reviewed on: 11th June 2026

Great to split in 4 payments tax free.

Great to split in 4 payments tax free. UI can be improved as transactions in app are not very clear. Also I would be better to have an automatic minimum payment that does not incur in charges based on the 4 months offers and not just the minimum payment that then incurs in charges. Reviewed on: 11th June 2026

PayPal does everything I need quickly and efficiently.

PayPal does everything I need quickly and efficiently. The vast number of companies accepting PayPal now makes my first choice every time. The App is really easy to use and the reward scheme is exceptional. Reviewed on: 11th June 2026

Excellent services

Excellent very happy with the service. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98035 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub